1860 Lamplite Est, Saint Clair, MO 63077 Property Records

Franklin County property record for 1860 Lamplite Est, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1975
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual on Record
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Sep 2025 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-4-17.2-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`30-4-17.2-0-000-014.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	252,648 sqft (5.8 acres)
Patio Area	528 sqft
Shed	1 Shed

Location & Zoning

Street Address	1860 LAMPLITE EST
City	SAINT CLAIR
State	MO
Zip	63077-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SE SE
Legal Range	1E
Legal Township	41N
Legal Section	17
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1860 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer UNKNOWN, GTA
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NATL BANK
Jul 6, 2018	Deed of Trust, Mortgage CORNERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025
Deed Sale	Sep 3, 2025
Prior Sale	May 1, 2025
Deed Document Number	20252511063
Prior Transfer Date	Apr 1, 2025
Prior Transfer Doc	0000000981
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 3, 2025
Property Address	1860 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Document Number	0002511063
Instrument Date	Aug 29, 2025
Instrument	2511063
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	UNKNOWN, GTA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 E NEW ST, LANCASTER, PA 17602-2051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 LAMPLITE EST, SAINT CLAIR, MO 63077-3528

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1860 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202964
Date	Feb 25, 2022
Instrument	2202964

Lender

Name	FARMERS & MERCHANTS NATL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1860 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Document Number	0000009620
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1860 LAMPLITE EST ST CLAIR MO 630773528, ST CLAIR, MO 63077-3528

Mortgage

Document Number	0000009620
Date	Jul 12, 2018
Instrument	9620

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00 (+28.64%)	$27,320 (+15.88%)	$143,790 (+15.88%) Land $34,360 Building $109,430
2024	$1,285.00 (-1.68%)	$23,577 (-)
2023	$1,307.00 (+3.24%)	$23,577	$124,090 Land $28,890 Building $95,200
2022	$1,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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