1828 Lamplite Est, Saint Clair, MO 63077 Property Records

Franklin County property record for 1828 Lamplite Est, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,647 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,500 (Nov 1993)
Tax Bill	$1,869 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-4-17.2-0-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`30-4-17.2-0-000-015.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,647 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	1,200 sqft
Shed	1 Shed
Lean-To	372 sqft
Utility Building	1,200 sqft

Location & Zoning

Street Address	1828 LAMPLITE EST
City	SAINT CLAIR
State	MO
Zip	63077-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SE SE
Legal Range	01E
Legal Township	41
Legal Section	17
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1828 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 31, 2017	Deed of Trust, Mortgage FREEDOM MTG
Feb 23, 2017	Deed of Trust, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 1993 · Amount on Record
Deed Sale	Nov 23, 1993 · Amount on Record
Deed Document Number	780-00461
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Aug 28, 2026
Property Address	1828 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Document Number	0002611615
Instrument Date	Aug 24, 2026
Instrument	20262611615
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002611615,
Date	Aug 28, 2026
Instrument	20262611615

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1828 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002121319
Date	Nov 12, 2021
Instrument	2121319

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1828 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002119071
Date	Oct 8, 2021
Instrument	2119071

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1828 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Document Number	0000017060
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1828 LAMPLITE EST ST CLAIR MO 630773528, ST CLAIR, MO 63077-3528

Mortgage

Document Number	0000017060
Date	Nov 8, 2017
Instrument	17060

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1828 LAMPLITE EST, SAINT CLAIR, MO 63077-3528
Document Number	0000003823
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1828 LAMPLITE EST ST CLAIR MO 630773528, ST CLAIR, MO 63077-3528

Mortgage

Document Number	0000003823
Date	Mar 17, 2017
Instrument	3823

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 16, 2032

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,869.00 (+4.53%)	$35,247 (+9.29%)	$186,640 (+9.14%) Land $12,590 Building $174,050
2023	$1,788.00 (+4.07%)	$32,251	$171,010 Land $11,590 Building $159,420
2022	$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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