1860 Hampton Course, Saint Charles, IL 60174 Property Records

Kane County property record for 1860 Hampton Course, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,563 sqft · built 1984
Lot Size	0.638 acres (27,780 sqft)
Owner	2 Individual Names on File
Last Sale	$554,000 (Oct 2020)
Tax Bill	$17,997 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-302-006`

Property Details

APN / Parcel Number

Primary APN	`09-23-302-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,563 sqft Living Area
1st Floor Area	2,563 sqft
Basement Area	1,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	27,780 sqft (0.638 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1860 HAMPTON CRSE
City	SAINT CHARLES
State	IL
Zip	60174-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 OF PERSIMMON WOODS,
Legal Subdivision	PERSIMMON WOODS
Legal Block	1
Legal Lot Number	68
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1004
Census Tract	852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1860 HAMPTON CRSE, SAINT CHARLES, IL 60174-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Transfer on Death Deed, Transfer
Oct 13, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Aug 3, 2001 · Amount on File
Deed Document Number	202060239
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000084403
Record Updated	Oct 29, 2026

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Nov 9, 2021
Property Address	1860 HAMPTON CRSE, ST CHARLES, IL 60174-1325
Document Number	0000084403
Instrument Date	Nov 1, 2021
Instrument	2021K084403
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1860 HAMPTON CRSE, 1860, SAINT CHARLES, IL 60174-1325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 HAMPTON CRSE, SAINT CHARLES, IL 60174-1325

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2020
Property Address	1860 HAMPTON CRSE, ST CHARLES, IL 60174-1325
Document Number	0000060239
Instrument Date	Apr 14, 2020
Instrument	2020K060239
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1860 HAMPTON CRSE, SAINT CHARLES, IL 60174-1325

Mortgage

Document Number	0000060240
Date	Oct 13, 2020
Instrument	2020K060240

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,997.00 (+18.92%) Homeowner's exemption	$271,220 (+14.75%) Land $60,624 Building $210,596	$813,986 (+14.75%) Land $181,945 Building $632,041
2024		$236,363 (+22.18%) Land $48,411 Building $187,952	$709,373 (+22.23%) Land $145,291 Building $564,082
2022	$15,134.00 (+4.02%) Homeowner's exemption	$193,449 (+4.91%) Land $47,001 Building $146,448	$580,347 (+4.91%) Land $141,003 Building $439,344
2021	$14,549.00 Homeowner's exemption	$184,395 Land $44,801 Building $139,594	$553,185 Land $134,403 Building $418,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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