1765 Hampton Course, Saint Charles, IL 60174 Property Records

Kane County property record for 1765 Hampton Course, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,672 sqft · built 1982
Lot Size	0.893 acres (38,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2020)
Tax Bill	$16,438 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-303-001`

Property Details

APN / Parcel Number

Primary APN	`09-23-303-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,672 sqft Living Area
Basement Area	1,516 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	38,890 sqft (0.893 acres)
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1765 HAMPTON CRSE
City	SAINT CHARLES
State	IL
Zip	60174-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON WOODS - LOT 6
Legal Subdivision	PERSIMMON WOODS
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1003
Census Tract	852005

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1765 HAMPTON CRSE, SAINT CHARLES, IL 60174-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 31, 2017	Intrafamily Transfer, Transfer · ARM WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Apr 14, 1999 · Amount on Record
Deed Document Number	202020782
Prior Transfer Date	May 23, 2017
Prior Transfer Doc	0000027669
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1765 HAMPTON CRSE, ST CHARLES, IL 60174-1322
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033411
Date	Jun 28, 2022
Instrument	2022K033411

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1765 HAMPTON CRSE, ST CHARLES, IL 60174-1322
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010470
Date	Feb 8, 2021
Instrument	2021K010470

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2020
Property Address	1765 HAMPTON CRSE, ST CHARLES, IL 60174-1322
Document Number	0000020782
Instrument Date	Apr 24, 2020
Instrument	2020K020782
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1765 HAMPTON CRSE, SAINT CHARLES, IL 60174-1322

Mortgage

Document Number	0000020783
Date	Apr 27, 2020
Instrument	2020K020783

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 31, 2017
Property Address	1765 HAMPTON CRSE, ST CHARLES, IL 60174-1322
Document Number	0000027669
Instrument Date	May 23, 2017
Instrument	2017K027669
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1765 HAMPTON CRSE, SAINT CHARLES, IL 60174-1322

Mortgage

Document Number	0000027670
Date	May 31, 2017
Instrument	2017K027670

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,438.00 (+18.17%) Homeowner's exemption
2024		$218,171 (+22.37%) Land $50,689 Building $167,482	$654,775 (+22.42%) Land $152,128 Building $502,647
2022	$13,911.00 (+4.04%) Homeowner's exemption	$178,292 (+4.91%) Land $49,211 Building $129,081	$534,876 (+4.91%) Land $147,633 Building $387,243
2021	$13,371.00 Homeowner's exemption	$169,948 Land $46,908 Building $123,040	$509,844 Land $140,724 Building $369,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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