San Diego County property record for 1860 Andy Ln, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,917 sqft · built 1996 |
| Lot Size | 0.2 acres (8,709 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jan 1995) |
| Tax Bill | $6,800 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-071-46-00 |
| Primary APN | 154-071-46-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,917 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 8,709 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1540713600 |
|---|---|
| Street Address | 1860 ANDY LN |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PAR 2 DOC92-564380 IN TR PM06676 |
| Legal Subdivision | HOTALING LANDS |
| Legal Tract | 63 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 18504 |
1860 Andy Ln is owned and occupied by an individual who acquired it in January 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1860 ANDY LN, OCEANSIDE, CA 92054-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 1995 · Amount on File |
| Deed Sale | Jan 6, 1995 · Amount on File |
| Prior Sale | Sep 3, 1992 · Amount on File |
| Deed Document Number | 19955921 |
| Last Transfer Date | Jan 18, 2025 |
| Transfer Doc | 0000019766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1860 ANDY LN, OCEANSIDE, CA 92054-5516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | RADIAN TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 1860 ANDY LN, OCEANSIDE, CA 92054-5516 |
| Document Number | 0000083348 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026-0083348 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 1860 Andy Ln was $6,800, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $623,086 (+2%) Land $145,678 Building $477,408 | |
| 2025 | $6,800.00 (+1.96%) | $610,870 Land $142,822 Building $468,048 |
| 2024 | $6,669.00 (+3.2%) | |
| 2023 | $6,462.00 (+1.56%) Homeowner's exemption | $587,151 Land $137,277 Building $449,874 |
| 2022 | $6,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1860 Andy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1860 Andy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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