1831 Andy Ln, Oceanside, CA 92054 Property Records

San Diego County property record for 1831 Andy Ln, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,522 sqft · built 1990
Lot Size	0.259 acres (11,300 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Mar 2017)
Tax Bill	$10,111 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-071-24-00`

Property Details

APN / Parcel Number

Primary APN	`154-071-24-00`
Alternative APN	`1541102400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,522 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,300 sqft (0.259 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1541102400
Street Address	1831 ANDY LN
City	OCEANSIDE
State	CA
Zip	92054-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TCT 63 ST CLSD ADJ & POR TR 001717
Legal Subdivision	HOTALING LANDS
Legal Tract	001717
Legal Block	1
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1016
Census Tract	18504

Owner

1831 Andy Ln is owned and occupied by two individuals who bought it in March 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage ONE STOP ENTS INC
Mar 6, 2017	Grant Deed, Transfer · Conventional Mortgage ONE STOP ENTERPRISES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Deed Document Number	2017103130
Prior Transfer Date	Nov 10, 1993
Prior Transfer Doc	0000811224
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516

Mortgage

Document Number	0000364558
Date	Dec 29, 2025
Instrument	2025-0364558

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516

Mortgage

Document Number	0000128247
Date	Feb 18, 2021
Instrument	2021-0128247

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	May 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516
Document Number	0000090179
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1831 ANDY LN OCEANSIDE CA 920545516, OCEANSIDE, CA 92054-5516

Mortgage

Document Number	0000090179
Date	Feb 24, 2020
Instrument	90179

Lender

Name	ONE STOP ENTS INC
Address	CARLSBAD, CA 92011

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2017
Property Address	1831 ANDY LN, OCEANSIDE, CA 92054-5516
Document Number	0000103130
Map Reference	MAP1717
Instrument Date	Feb 6, 2017
Instrument	2017-0103130
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1780 WATSON WAY, VISTA, CA 92083-7620

Mortgage

Document Number	0000103131
Date	Mar 6, 2017
Instrument	2017-0103131

Lender

Name	ONE STOP ENTERPRISES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1831 Andy Ln was $10,111 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$925,332 (+2%) Land $538,085 Building $387,247
2025	$10,111.00 Homeowner's exemption	$907,189 Land $527,535 Building $379,654
2023	$9,610.00 (+1.54%) Homeowner's exemption	$871,963 Land $507,051 Building $364,912
2022	$9,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1831 Andy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1831 Andy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Andy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures