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1860 48th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 1860 48th Ave, Vero Beach, FL 32966 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 883 sqft · built 1956
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$48,000 (Apr 2013)
Tax Bill$1,120 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-04-00013-0110-00003.0

Property Details

APN / Parcel Number

Primary APN33-39-04-00013-0110-00003.0
Alternative APN
  • 69326

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area883 sqft Living Area
1st Floor Area883 sqft
Utility Area95 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialGravel
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions131 ft deep x 75 ft wide
View / LotInterior
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
DrivewayConcrete Driveway
Driveway Area240 sqft
PorchPorch
Porch Area410 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1860 48TH AVE
CityVERO BEACH
StateFL
Zip32966-2261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROPICOLONY INC NO 3 BLK 11 LOT 3 PBI 4-38
Legal Range39E
Legal Township33S
Legal Section04
Legal SubdivisionTROPICOLONY INC NO 3
Legal Block11
Legal Lot Number3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1004
Census Tract50702

Owner

Source: Indian River County records · APN 33-39-04-00013-0110-00003.0

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1860 48TH AVE, VERO BEACH, FL 32966-2261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
BAY COUNTY BOARD COMMISSIONERS
Jan 22, 2024Deed of Trust, Mortgage · Unknown
INDIAN RIVER COUNTY HABITAT FOR HUMANITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2013 · Amount on Record
Deed SaleApr 24, 2013 · Amount on Record
Prior SaleOct 29, 2003 · Amount on Record
Deed Document Number20133120130025931
Deed Book / Page2662 / 712
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Recording DateJul 08, 2026
Property Address1860 48TH AVE, VERO BEACH, FL 32966-2261
Document Number0000032681
Book / Page3873 / 845
Instrument DateJul 06, 2026
Instrument202632681
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 48TH AVE, VERO BEACH, FL 32966-2261

Mortgage

Document Number0000032681,
DateJul 08, 2026
Book Page3873/845
Instrument202632681
Lender
NameBAY COUNTY BOARD COMMISSIONERS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.48%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1860 48TH AVE, VERO BEACH, FL 32966-2261
Transaction TypeMortgage
Record UpdatedMar 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036732349
DateJan 22, 2024
Book Page3673/2349
Instrument3120240003047
Lender
NameINDIAN RIVER COUNTY HABITAT FOR HUMANITY
TypeNon-Lending Institution
Address4568 US HIGHWAY 1, VERO BEACH, FL 32967
Agreement
TypeUnknown
AmountAmount Recorded
Term40 Months
DueMay 01, 2027

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,120.00 (+36.92%) Homeowner's exemption$90,924 (+5.99%)$189,321 (+13.67%) Land $57,375 Building $131,946
2023$818.00 (+4.2%)$85,788 (+3%)$166,553 (+16.75%) Land $39,844 Building $126,709
2022$785.00$83,289$142,661 Land $38,250 Building $104,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 124 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force
Nearby Flood Claims33 (1978–2024)
Claims Outside the SFHA16 of 33
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 4 claims
  • Hurricane Frances, Sep 2004 · 17 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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