1855 48th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 1855 48th Ave, Vero Beach, FL 32966 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 845 sqft · built 1956
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$224,500 (Feb 2024)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-04-00013-0090-00015.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-04-00013-0090-00015.0`
Alternative APN	`69319`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	676 sqft
Utility Area	172 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	218 sqft
Driveway	Driveway
Driveway Area	600 sqft
Porch	Porch
Porch Area	169 sqft

Location & Zoning

Account Number	69319
Street Address	1855 48TH AVE
City	VERO BEACH
State	FL
Zip	32966-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPICOLONY INC NO 3 BLK 9 LOT 15 PBI 4-38
Legal Range	39
Legal Township	33
Legal Section	04
Legal Subdivision	TROPICOLONY INC NO 3
Legal Block	9
Legal Lot Number	15
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1007
Census Tract	50702

Owner

Source: Indian River County records · APN 33-39-04-00013-0090-00015.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2980 59TH AVE, VERO BEACH, FL 32966-6464
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA
Aug 02, 2017	Personal Representative Deed, Transfer · Conventional Mortgage HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2024 · Amount on Record
Deed Sale	Feb 19, 2024 · Amount on Record
Prior Sale	Aug 02, 2017 · Amount on Record
Deed Document Number	3120240007615
Deed Book / Page	3679 / 81
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 19, 2024
Property Address	1855 48TH AVE, VERO BEACH, FL 32966-2262
Document Number	0036790081
Book / Page	3679 / 81
Map Reference	MB 4 PGS 38
Instrument Date	Feb 12, 2024
Instrument	3120240007615
Transaction Type	Transfer
Record Updated	Mar 06, 2024
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Tax	$1,571.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 WHITE OAK DR, LEESBURG, GA 31763-5879

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2980 59TH AVE, VERO BEACH, FL 32966-6464

Mortgage

Document Number	3120240007616
Date	Feb 19, 2024
Instrument	3120240007616

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Mortgage

Document Number	0036790083
Date	Feb 19, 2024
Book Page	3679/83
Instrument	3120240007616

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

August 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 02, 2017
Property Address	1855 48TH AVE, VERO BEACH, FL 32966-2262
Document Number	0030451840
Book / Page	3045 / 1840
Map Reference	MB4 PG38
Instrument Date	Aug 01, 2017
Instrument	3120170045048
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	ELITE TITLE OF THE TREASURE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 3RD LN SW, VERO BEACH, FL 32962-3375

Mortgage

Document Number	30451841
Date	Aug 02, 2017
Instrument	3045/1841

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2032

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,090.00 (+80.17%)	$190,960 (+46.08%) Land $57,375 Building $133,585	$190,960 (+46.08%) Land $57,375 Building $133,585
2023	$1,715.00 (+11.15%)	$130,727 (+16.52%) Land $39,844 Building $90,883	$130,727 (+16.52%) Land $39,844 Building $90,883
2022	$1,543.00	$112,194 Land $38,250 Building $73,944	$112,194 Land $38,250 Building $73,944

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (1978–2024)
Claims Outside the SFHA	16 of 33
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Frances, Sep 2004 · 17 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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