Macon County property record for 186 W Ruby St, Macon, IL 62544 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 3,073 sqft Living Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Garage | 862 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $214,250 (2022) |
| Tax Bill | $3,962.00 (2025) |
| Primary APN | 16-16-29-478-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 3,073 sqft Living Area |
| 1st Floor | 1,084 sqft 1st Floor |
| Basement Area | 1,084 sqft Basement |
| Unfinished Basement | 1,084 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Area | 862 sqft Garage |
| Porch Area | 256 sqft Porch |
| Account Number | 161629478002 |
|---|---|
| Street Address | 186 W RUBY ST |
| City | MACON |
| State | IL |
| Zip | 62544-9758 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASSRS SUBD OF SE1/4 SE1/4 S394 W100 LOT TIF |
| Legal Range | 02E |
| Legal Township | 15N |
| Legal Section | 29 |
| Legal Subdivision | ASSRS SUBD |
| Jurisdiction | MACON IL |
| Minor Civil Division | SOUTH MACON |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 2602 |
Source: Macon County records · APN 16-16-29-478-002
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 W RUBY ST, MACON, IL 62544-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU |
| Jan 31, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage SOY CAPITAL BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2010 · Amount on Record |
| Deed Doc Number | 20221994907 |
| Deed Book / Page | 4889 / 66 |
| Prior Transfer Date | Apr 13, 2022 |
| Prior Transfer Doc | 0004889/66 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Apr 14, 2022 |
| Property Address | 186 W RUBY ST, MACON, IL 62544-9758 |
| Document Number | 0004889/66 |
| Book / Page | 4889 / 66 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 1994907 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321.75 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 186 W RUBY ST, MACON, IL 62544-9758 |
| Document Number | 1994908488968 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 1994908488968 |
| Name | LAND OF LINCOLN CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.13% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 186 W RUBY ST, MACON, IL 62544-9758 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1929354 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 1929354 |
| Name | SOY CAPITAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | South Macon Township |
| Municipality | Macon City |
| Unified School District | Meridian Community Unit School District 15 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,962.00 (+4.59%) Homeowner's exemption | $59,754 (+4.88%) Land $4,971 Building $54,783 | $179,279 (+4.88%) Land $14,914 Building $164,365 |
| 2024 | $3,788.00 | $56,974 Land $4,740 Building $52,234 | $170,939 Land $14,221 Building $156,718 |
186 W Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Macon County (17115C), updated November 28, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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