165 W Ruby St, Macon, IL 62544 Property Records

Macon County property record for 165 W Ruby St, Macon, IL 62544 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	864 sqft Living Area
Lot Size	8,820 sqft (0.202 acres)
Garage	Detached, 576 sqft
Occupancy	Owner Occupied
Last Sale	$36,000 (2015)
Tax Bill	$2,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-16-29-481-003`
Alternative APN	`16-29-481-003`

Interior

Full Baths	1 Baths
Building Area	864 sqft Living Area
1st Floor	864 sqft 1st Floor
Basement Area	864 sqft Basement
Unfinished Basement	864 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	8,820 sqft (0.202 acres)
Depth X Width	63 ft x 140 ft Depth x Width
Garage Type	Detached Garage
Garage Area	576 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	161629481003
Street Address	165 W RUBY ST
City	MACON
State	IL
Zip	62544-9758
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHMEADS ADD TO TOWN OF MACON (EXC E37) LOT 5 & ALL LOT 4 BLK 3 00BK3013/43 140X63 58 16 2 02 0025 000 00
Legal Subdivision	ASHMEADS ADD
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	MACON IL
Minor Civil Division	SOUTH MACON
Census Blockgroup	2
Census Block	2074
Census Tract	2602

Owner

Source: Macon County records · APN 16-16-29-481-003

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 W RUBY ST, MACON, IL 62544-9758
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2015 · Amount on Record
Deed Sale	Nov 01, 2015 · Amount on Record
Prior Sale	Oct 07, 2015
Deed Doc Number	20154471 PG243
Last Transfer Date	Dec 04, 2015
Transfer Doc	4471/245
Record Refreshed	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 11, 2017
Property Address	165 W RUBY ST, MACON, IL 62544-9758
Document Number	4572/602
Book / Page	4572 / 602
Instrument Date	Jul 06, 2017
Instrument	1921314
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	4572/604
Date	Jul 11, 2017
Book Page	4572/604
Instrument	1921315

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+4%)	$28,243 (+4.88%) Land $2,427 Building $25,816	$84,738 (+4.88%) Land $7,282 Building $77,456
2024	$2,001.00	$26,929 Land $2,314 Building $24,615	$80,795 Land $6,943 Building $73,852

Flood & Wildfire

165 W Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Macon County (17115C), updated November 28, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.