Bastrop County property record for 186 Terri Trl, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1987 |
| Lot Size | 3.04 acres (132,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R53559 |
| Primary APN | R53559 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 132,553 sqft (3.04 acres) |
| Porch | Open Frame Porch |
| Porch Area | 180 sqft |
| Deck Area | 16 sqft |
| Street Address | 186 TERRI TRL |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBBERWOOD OAKS SEC 4, LOT 83, ACRES 3.043 |
| Legal Subdivision | S8293 - WEBBERWOOD OAKS SEC 4 |
| Legal Block | 2 |
| Legal Lot Number | 83 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950101 |
186 Terri Trl is owned and occupied by an individual.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 TERRI TRL, ELGIN, TX 78621-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 186 TERRI TRL, ELGIN, TX 78621-8909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202018776 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 202018776 |
| Name | ABILENE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | ABILENE, TX 79606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 186 Terri Trl was $2,231 with a homeowner's exemption, up 5.5% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 (+5.48%) Homeowner's exemption | $203,679 | $255,733 Land $164,927 Building $90,806 |
| 2024 | $2,115.00 | ||
| 2023 | Homeowner's exemption | $289,676 Land $164,927 Building $124,749 | $289,676 Land $164,927 Building $124,749 |
| 2022 | $2,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Terri Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Terri Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highline Internet Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Rise Broadband Fixed Wireless | 300 / 60 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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