174 Terri Trl, Elgin, TX 78621 Property Records

Bastrop County property record for 174 Terri Trl, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,208 sqft · built 1985
Lot Size	2.48 acres (108,334 sqft)
Owner	Individual Name on Record
Tax Bill	$884 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`R57882`

Property Details

APN / Parcel Number

Primary APN	`R57882`
Alternative APN	`O0130825`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	108,334 sqft (2.48 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Covered Porch
Porch Area	95 sqft
Deck Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	174 TERRI TRL
City	ELGIN
State	TX
Zip	78621-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBBERWOOD OAKS SEC 4, LOT 81, ACRES 2.4870
Legal Subdivision	S8293 - WEBBERWOOD OAKS SEC 4
Legal Block	2
Legal Lot Number	81
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2018
Census Tract	950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 TERRI TRL, ELGIN, TX 78621-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK OF BASTROP
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF BASTROP
Jan 25, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE
Jan 11, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017
Deed Sale	Jan 25, 2017
Deed Document Number	20171165
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	174 TERRI TRL, ELGIN, TX 78621-8909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703064
Date	Mar 6, 2017
Instrument	201703064

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Address	BASTROP, TX 78602

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 6, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	174 TERRI TRL, ELGIN, TX 78621-8909
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202009880
Date	Jun 23, 2020
Instrument	202009880

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Address	BASTROP, TX 78602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 23, 2025
Change Frequency	Annually
Min Rate At Change	5.04%
Max Rate At Change	6.54%
Index	Prime Rate
Max Rate	10.5%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Jan 25, 2017
Property Address	174 TERRI TRL, ELGIN, TX 78621-8909
Document Number	201701165
Map Reference	CAB2 PG227A
Instrument Date	Jan 23, 2017
Instrument	201701165
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 TERRI TRL, 174, ELGIN, TX 78621-8909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TERRI TRL, ELGIN, TX 78621-8909

January 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BASTROP TX
Recording Date	Jan 11, 2017
Property Address	174 TERRI TRL, ELGIN, TX 78621-8909
Document Number	201700457
Map Reference	CAB2 PG227A
Instrument Date	Jan 11, 2017
Instrument	201700457
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TERRI TRL, ELGIN, TX 78621-8909

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (+38.99%) Homeowner's exemption Senior Citizen's exemption	$273,846 (-23.68%)	$340,992 (-4.97%) Land $200,873 Building $140,119
2024	$636.00
2023	Homeowner's exemption Senior Citizen's exemption	$358,833 Land $200,873 Building $157,960	$358,833 Land $200,873 Building $157,960
2022	$2,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highline Internet Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	300 / 60

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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