186 Stokes Rd, Flora, MS 39071 Property Records

Madison County property record for 186 Stokes Rd, Flora, MS 39071

Property Summary

Property TypeLand for Livestock, Animals
Details2,983 sqft · built 2016
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on File
Tax Bill$2,155 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN081C-06-002/22.01

Property Details

APN / Parcel Number

Primary APN081C-06-002/22.01
Alternative APN
  • 55061

Interior

Building Area2,983 sqft Adjusted Area
1st Floor Area2,506 sqft

Exterior

Year BuiltBuilt 2016
Lot Area196,020 sqft (4.5 acres)

Location & Zoning

Account Number55061
Street Address186 STOKES RD
CityFLORA
StateMS
Zip39071-9571
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Land for Livestock, Animals
Legal Description4.5 AC IN SW1/4 N/S RD
Legal Range01E
Legal Township08N
Legal Section06
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group4
Census Block4011
Census Tract30302

Owner

186 Stokes Rd, an agricultural property, is owned and occupied by two individuals who acquired it in June 2015.

Source: Madison County records, as of December 1, 2025

Owner of Record2 Individual Names on File
Mailing Address186 STOKES RD, FLORA, MS 39071-9571
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 16, 2019Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2015
Deed SaleJun 15, 2015
Deed Document Number0003217848
Deed Book / Page3217 / 0848
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address186 STOKES RD, FLORA, MS 39071-9571
Transaction TypeMortgage
Record UpdatedDec 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4108/43
DateSep 27, 2021
Book Page4108/43
Instrument937424
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address186 STOKES RD, FLORA, MS 39071-9571
Document Number0000878389
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address186 STOKES RD FLORA MS 390719571, FLORA, MS 39071-9571

Mortgage

Document Number0000878389
DateOct 24, 2019
Book Page003779/000701
Instrument878389
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term180 Months
DueOct 23, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 186 Stokes Rd was $2,155 with a homeowner's exemption, down 8.5% from the year before.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,155.00 (-8.53%) Homeowner's exemption$26,376$259,400 Land $45,000 Building $214,400
2024$2,356.00
2023$2,356.00 Homeowner's exemption$28,533$273,780 Land $45,000 Building $228,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Stokes Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1983–2008)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Stokes Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
NETSPEEDMS
Fixed Wireless
490 / 280

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stokes Rd

Nearby Streets

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