168 Stokes Rd, Flora, MS 39071 Property Records

Madison County property record for 168 Stokes Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,059 sqft · built 2013
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2021)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081C-06-002/22`

Property Details

APN / Parcel Number

Primary APN	`081C-06-002/22`
Alternative APN	`52288`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,059 sqft Adjusted Area
Gross Area	2,496 sqft
1st Floor Area	2,496 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Pool Area	792 sqft
Patio Area	304 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	52288
Street Address	168 STOKES RD
City	FLORA
State	MS
Zip	39071-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	4.5 AC OM SW1/4 N/S RD IN SEC6 T8N R1E
Legal Range	01E
Legal Township	08N
Legal Section	06
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4011
Census Tract	30302

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 STOKES RD, FLORA, MS 39071-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer BANK OF ENGLAND
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	2021915916
Deed Book / Page	3975 / 301
Prior Transfer Date	Jul 17, 2015
Prior Transfer Doc	3293/0246
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 14, 2020
Property Address	168 STOKES RD, FLORA, MS 39071-9571
Document Number	0000896071
Book / Page	003881 / 000369
Instrument Date	Jun 30, 2020
Instrument	896071
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 STOKES RD FLORA MS 390719571, FLORA, MS 39071-9571

Mortgage

Document Number	896072
Date	Jul 14, 2020
Book Page	003881/000372
Instrument	896072

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	168 STOKES RD, FLORA, MS 39071-9571
Document Number	0000851116
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 STOKES RD FLORA MS 390719571, FLORA, MS 39071-9571

Mortgage

Document Number	0000851116
Date	Sep 26, 2018
Book Page	003651/000388
Instrument	851116

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 25, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 Homeowner's exemption	$33,911 (-)	$339,110 (-) Land $45,000 Building $294,110
2024	$2,857.00
2023	$2,857.00 Homeowner's exemption	$33,911	$339,110 Land $45,000 Building $294,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
NETSPEEDMS Fixed Wireless	490 / 280

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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