St. Johns County property record for 186 Silver Sage Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,193 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $406,900 (May 2018) |
| Tax Bill | $9,341 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-2430 |
| Primary APN | 023713-2430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,193 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 2,517 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 701 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 SILVER SAGE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/54-60 CREEKSIDE AT TWIN CREEKS PHASE 1D LOT 243 OR4542/624 & 5118/325 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1D |
| Legal Phase | 1D |
| Legal Block | 1 |
| Legal Lot Number | 243 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13289 LONG CYPRESS TRL, JACKSONVILLE, FL 32223-5574 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 4, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| Jun 6, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Jun 6, 2017 · Amount on Record |
| Deed Document Number | 201830768 |
| Deed Book / Page | 4542 / 624 |
| Last Transfer Date | Dec 3, 2020 |
| Transfer Doc | 0051180325 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 186 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13289 LONG CYPRESS TRL, JACKSONVILLE, FL 32223-5574 |
| Document Number | 0054350114 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 5435/114 |
| Instrument | 2021130556 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 186 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0051180325 |
| Book / Page | 005118 / 000325 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 111329 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13289 LONG CYPRESS TRL JACKSONVILLE FL 322235574, JACKSONVILLE, FL 32223-5574 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 4, 2018 |
| Property Address | 186 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0045420624 |
| Book / Page | 4542 / 0624 |
| Map Reference | MB81 PG54-60 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 2018030768 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 13289 LONG CYPRESS TRL, JACKSONVILLE, FL 32223-5574 |
| Document Number | 2018030769 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018030769 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 186 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0043840918 |
| Book / Page | 004384 / 000918 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 38757 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $882.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,585 (-3.62%) Land $110,000 Building $420,585 | $530,585 (-3.62%) Land $110,000 Building $420,585 | |
| 2025 | $9,341.00 (+6.39%) | $550,504 (-3.3%) | $550,504 (-3.3%) Land $110,000 Building $440,504 |
| 2024 | $8,780.00 (+4.61%) | ||
| 2023 | $8,393.00 (+8.31%) | $569,280 (+13.41%) | $569,280 (+13.41%) Land $120,000 Building $449,280 |
| 2022 | $7,749.00 | $501,979 | $501,979 Land $100,800 Building $401,179 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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