St. Johns County property record for 174 Silver Sage Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,093 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Apr 2021) |
| Tax Bill | $7,997 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-2420 |
| Primary APN | 023713-2420 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,093 sqft Living Area |
| Gross Area | 3,709 sqft |
| 1st Floor Area | 2,627 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 174 SILVER SAGE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/54-60 CREEKSIDE AT TWIN CREEKS PHASE 1D LOT 242 OR5242/127 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1D |
| Legal Phase | 1D |
| Legal Block | 1 |
| Legal Lot Number | 242 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-2420
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Oct 28, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 19, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST EQUITY MORTGAGE INC |
| Jun 06, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2018 · Amount on Record |
| Deed Document Number | 202143660 |
| Deed Book / Page | 5242 / 127 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0058450832 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 5845/832 |
| Instrument | 2023083397 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10016 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0050821143 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 5082/1143 |
| Instrument | 2020095911 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0052420127 |
| Book / Page | 5242 / 127 |
| Map Reference | MB 81 PG 54-60 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021043660 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 SENTOSA DR, SAINT JOHNS, FL 32259-9191 |
| Name | Verified Name |
|---|---|
| Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0005242129 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 5242/129 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 19, 2018 |
| Property Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0045171596 |
| Book / Page | 4517 / 1596 |
| Map Reference | MB81 PG54-60 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 2018017952 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 2018017953 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018017953 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 06, 2017 |
| Property Address | 174 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0043840918 |
| Book / Page | 004384 / 000918 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 38757 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $882.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,709 (+2.7%) | $517,924 (-4.8%) Land $110,000 Building $407,924 | |
| 2025 | $7,997.00 (+8.95%) Homeowner's exemption | $489,493 (+7.34%) | $544,014 (-2.41%) Land $110,000 Building $434,014 |
| 2024 | $7,340.00 (+2.37%) | ||
| 2023 | $7,170.00 (+2.05%) Homeowner's exemption | $456,017 (+3%) | $557,449 (+13.44%) Land $120,000 Building $437,449 |
| 2022 | $7,026.00 Homeowner's exemption | $442,735 | $491,399 Land $100,800 Building $390,599 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 206 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force 169 of 206 on primary residences |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 552 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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