186 Santorini Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 186 Santorini Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 2020
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$247,397 (Sep 2020)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182317-0540`

Property Details

APN / Parcel Number

Primary APN	`182317-0540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	2,031 sqft
1st Floor Area	1,503 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	186 SANTORINI CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/34-39 MAKARIOS SOUTH PUD LOT 54 OR5054/549
Legal Range	30E
Legal Township	08S
Legal Section	19
Legal Subdivision	MAKARIOS SOUTH PUD
Legal Block	1
Legal Lot Number	54
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2020	Special Warranty Deed, Transfer · VA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202083780
Deed Book / Page	5054 / 549
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	186 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0019
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0019

Mortgage

Document Number	0053791736
Date	Sep 28, 2021
Book Page	5379/1736
Instrument	2021105856

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 29, 2020
Property Address	186 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0019
Document Number	0050540549
Book / Page	5054 / 549
Map Reference	MB 85 PG 34-39
Instrument Date	Sep 24, 2020
Instrument	2020083780
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,731.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0019

Mortgage

Document Number	0005054551
Date	Sep 29, 2020
Instrument	5054/551

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,551 (+2.7%)	$274,541 (-7.46%) Land $78,400 Building $196,141
2025	$1,182.00 (+20.98%) Disabled Person's exemption Veteran's exemption Widower's exemption	$189,436 (+5.99%)	$296,684 (-3.74%) Land $78,400 Building $218,284
2024	$977.00 (+6.54%)
2023	$917.00 (+2.34%) Disabled Person's exemption Veteran's exemption Widower's exemption	$178,735 (+3%)	$308,198 (+2.61%) Land $78,400 Building $229,798
2022	$896.00 Disabled Person's exemption Veteran's exemption Widower's exemption	$173,529	$300,368 Land $78,400 Building $221,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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