177 Santorini Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 177 Santorini Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 2018
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (May 2021)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182317-0330`

Property Details

APN / Parcel Number

Primary APN	`182317-0330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	177 SANTORINI CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-0020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/34-39 MAKARIOS SOUTH PUD LOT 33 OR5260/1085
Legal Range	30E
Legal Township	08S
Legal Section	19
Legal Subdivision	MAKARIOS SOUTH PUD
Legal Block	1
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI KBHS HM LNS LLC
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	202152183
Deed Book / Page	5260 / 1085
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2021
Property Address	177 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0020
Document Number	0052601085
Book / Page	5260 / 1085
Map Reference	MB 85 PG 34-39
Instrument Date	May 7, 2021
Instrument	2021052183
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 HICKORY RIDGE RD, ST AUGUSTINE, FL 32084-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SANTORINI CT, ST AUGUSTINE, FL 32086-0020
Investor	Possibly a Property Investor

Mortgage

Document Number	0052601087
Date	May 10, 2021
Instrument	5260/1087

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	177 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0020
Document Number	0049311490
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SANTORINI CT ST AUGUSTINE FL 320860020, ST AUGUSTINE, FL 32086-0020

Mortgage

Document Number	0049311490
Date	Apr 28, 2020
Book Page	004931/001490
Instrument	32718

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2019
Property Address	177 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0020
Document Number	0046870747
Book / Page	004687 / 000747
Instrument Date	Feb 26, 2019
Instrument	14003
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SANTORINI CT ST AUGUSTINE FL 320860020, ST AUGUSTINE, FL 32086-0020

Mortgage

Document Number	46870749
Date	Mar 1, 2019
Book Page	004687/000749
Instrument	14004

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,429 (-7.03%) Land $78,400 Building $202,029	$280,429 (-7.03%) Land $78,400 Building $202,029
2025	$3,874.00 (+4.25%) Homeowner's exemption	$301,629 (-4.42%)	$301,629 (-4.42%) Land $78,400 Building $223,229
2024	$3,716.00 (-1.95%) Homeowner's exemption	$315,564 (-0.75%)	$315,564 (-0.75%) Land $78,400 Building $237,164
2023	$3,790.00 (-9.76%) Homeowner's exemption	$317,960 (+2.63%)	$317,960 (+2.63%) Land $78,400 Building $239,560
2022	$4,200.00	$309,807	$309,807 Land $78,400 Building $231,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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