Flagler County property record for 186 Ryan Dr, Palm Coast, FL 32164
| Property Type | Residential Multi-Family Vacant Land |
|---|---|
| Details | 8 bd · 4 ba · 3,063 sqft · built 2023 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,726 (Jul 2023) |
| Tax Bill | $7,944 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00620-0020 |
| Primary APN | 07-11-31-7029-00620-0020 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,063 sqft Gross Area |
| 1st Floor Area | 3,063 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 RYAN DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6451 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential Multi-Family |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SECTION 29 BLOCK 00062 LOT 0002 SUBDIVISION COMPLETION YEAR 1981 OR 227 PG 532 OR 235 PG 579 OR 1076 PG 1883-CD |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 62 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60214 |
186 Ryan Dr, residential multi-family vacant land, is owned by two individuals who bought it in July 2023.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 FRONTIER DR, PALM COAST, FL 32137-8407 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 25, 2022 | Warranty Deed, Transfer |
| Dec 16, 2021 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Jul 19, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on File |
| Deed Sale | Jul 24, 2023 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Document Number | 202331629 |
| Deed Book / Page | 2798 / 1529 |
| Prior Transfer Date | Jun 29, 2021 |
| Prior Transfer Doc | 0025850356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 24, 2023 |
| Property Address | 186 RYAN DR, PALM COAST, FL 32164-6451 |
| Document Number | 0027981529 |
| Book / Page | 2798 / 1529 |
| Map Reference | MB 10 PG 26 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023031629 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,715.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407 |
| Name | Verified Name |
|---|---|
| Address | 208 FRONTIER DR, PALM COAST, FL 32137-8407 |
| Document Number | 0027981531 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2798/1531 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 25, 2022 |
| Property Address | 186 RYAN DR, PALM COAST, FL 32164-6451 |
| Document Number | 0026611812 |
| Book / Page | 2661 / 1812 |
| Map Reference | MB 10 PG 26 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022010241 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 FRONTIER DR, PALM COAST, FL 32137-8407 |
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 16, 2021 |
| Property Address | 186 RYAN DR, PALM COAST, FL 32164-6451 |
| Document Number | 0026380609 |
| Book / Page | 2638 / 609 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021068370 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1011 LINWOOD DR, ROCK HILL, SC 29732-9126 |
| Name | Verified Name |
|---|---|
| Address | 208 FRONTIER DR, PALM COAST, FL 32137-8407 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 19, 2021 |
| Property Address | 186 RYAN DR, PALM COAST, FL 32164-6451 |
| Document Number | 0025850356 |
| Book / Page | 2585 / 356 |
| Map Reference | MB 10 PG 26 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021039171 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 LINWOOD DR, ROCK HILL, SC 29732-9126 |
The 2025 property tax bill for 186 Ryan Dr was $7,944, up 1.7% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,944.00 (+1.73%) | $437,106 Land $55,000 Building $382,106 | $437,106 Land $55,000 Building $382,106 |
| 2024 | $7,809.00 (+881.03%) | ||
| 2023 | $796.00 (-5.91%) | $43,000 (-3.37%) Land $43,000 | $43,000 (-3.37%) Land $43,000 |
| 2022 | $846.00 | $44,500 Land $44,500 | $44,500 Land $44,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 186 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Ryan Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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