Flagler County property record for 185 Ryan Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,164 sqft · built 2025 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,400 (Apr 2025) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00540-0320 |
| Primary APN | 07-11-31-7029-00540-0320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 2,164 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 185 RYAN DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00054 LOT 0032 SUBDIVISION COMPLETION YEAR 1981 OR 425 PG 500 OR 792 PG 190 OR 1652/1924 OR 1933/725 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 54 |
| Legal Lot Number | 32 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 60214 |
185 Ryan Dr is owned and occupied by two individuals who bought it in April 2025.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 RYAN DR, PALM COAST, FL 32164-6488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2025 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2021 | Warranty Deed, Transfer |
| Mar 19, 2021 | Warranty Deed, Transfer FOREVER HM TITLE LLC, FOREVER HOME TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on File |
| Deed Sale | Apr 7, 2025 · Amount on File |
| Prior Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 202514660 |
| Deed Book / Page | 2950 / 632 |
| Prior Transfer Date | Dec 19, 2001 |
| Prior Transfer Doc | 0007920190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 7, 2025 |
| Property Address | 185 RYAN DR, PALM COAST, FL 32164-6488 |
| Document Number | 0029500632 |
| Book / Page | 2950 / 632 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Apr 2, 2025 |
| Instrument | 2025014660 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,746.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 185 RYAN DR, PALM COAST, FL 32164-6488 |
| Document Number | 0002950634 |
|---|---|
| Date | Apr 7, 2025 |
| Instrument | 2950/634 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 185 RYAN DR, PALM COAST, FL 32164-6488 |
| Document Number | 0025520849 |
| Book / Page | 2552 / 849 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021021095 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $5,023.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 CRANDON BLVD # 8, 755, KEY BISCAYNE, FL 33149-2597 |
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 19, 2021 |
| Property Address | 185 RYAN DR, PALM COAST, FL 32164-6488 |
| Document Number | 0025401059 |
| Book / Page | 2540 / 1059 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021014679 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FOREVER HM TITLE LLC, FOREVER HOME TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 HERITAGE DR, 121, LUDLOW, MA 01056-1173 |
| Name | Verified Name |
|---|---|
| Address | 755 CRANDON BLVD, KEY BISCAYNE, FL 33149-2597 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 185 Ryan Dr was $924, up 13.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (+13.37%) | $55,500 Land $55,500 | $55,500 Land $55,500 |
| 2024 | $815.00 (+1.24%) | ||
| 2023 | $805.00 (-5.96%) | $43,500 (-3.33%) Land $43,500 | $43,500 (-3.33%) Land $43,500 |
| 2022 | $856.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 185 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Ryan Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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