Monmouth County and Rumson Borough property record for 186 Rumson Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 9,335 sqft Living Area |
| Lot Size | 3.66 acres |
| Occupancy | Owner Occupied |
| Last Sale | $4,600,000 (2025) |
| Tax Bill | $50,885.00 (2025) |
| Primary APN | 41-00083-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 13 Rooms |
| Building Area | 9,335 sqft Living Area |
| 1st Floor | 9,335 sqft 1st Floor |
| Upper Floors | 4,432 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Slate Roof |
| Lot Area | 159,430 sqft |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 900 sqft Garage |
| Deck Area | 110 sqft Deck |
| Patio Area | 1,248 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 147900 |
|---|---|
| Street Address | 186 RUMSON RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1050 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | RUMSON SHORE ESTATES SEC 03 |
| Legal Block | 83 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records · APN 41-00083-0000-00008
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 RUMSON RD, RUMSON, NJ 07760-1050 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage FIRST REPUBLIC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2025 · Amount on Record |
| Deed Sale | Apr 09, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2011 · Amount on Record |
| Deed Doc Number | 202527487 |
| Deed Book / Page | 9732 / 9419 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 07, 2026 |
| Property Address | 186 RUMSON RD, RUMSON, NJ 07760-1050 |
| Document Number | 0000028292 |
| Book / Page | 9787 / 5729 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202628292 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|---|
| Address | 186 RUMSON RD, RUMSON, NJ 07760-1050 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028292, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 9787/5729 |
| Instrument | 202628292 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 186 RUMSON RD, RUMSON, NJ 07760-1050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096168059 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 9616/8059 |
| Instrument | 2022096899 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 22, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 186 RUMSON RD, RUMSON, NJ 07760-1050 |
| Document Number | 0000120575 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | BETA ABSTRACT/NJ LLC, BETA ABS/NJ LLC |
| Name | Verified Name |
|---|---|
| Address | 186 RUMSON RD RUMSON NJ 077601050, RUMSON, NJ 07760-1050 |
| Document Number | 0000120575 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 009449/005668 |
| Instrument | 120575 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | 111 PINE ST, SAN FRANCISCO, CA 94111-5602 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,622,600 (-4.7%) Land $2,064,200 Building $2,558,400 | $4,622,600 (-4.7%) Land $2,064,200 Building $2,558,400 | |
| 2025 | $50,885.00 (+2.29%) | $4,850,800 (+18.31%) Land $1,877,100 Building $2,973,700 | $4,850,800 (+18.31%) Land $1,877,100 Building $2,973,700 |
| 2024 | $49,746.00 (+3.51%) | ||
| 2023 | $4,100,100 Land $1,594,400 Building $2,505,700 | $4,100,100 Land $1,594,400 Building $2,505,700 | |
| 2022 | $48,059.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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