181 Rumson Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 181 Rumson Rd, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1954
Square Footage	3,716 sqft Living Area
Lot Size	1.48 acres
Garage	Attached, 650 sqft
Last Sale	$1,450,000 (2024)
Tax Bill	$15,735.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-00108-0000-00002`
Alternative APNs	`410010800002` `196400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	2 Partial Baths
Total Rooms	9 Rooms
Building Area	3,716 sqft Living Area
1st Floor	2,020 sqft 1st Floor
Upper Floors	1,696 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial Style
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	64,904 sqft
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	650 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	512 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	196400
Street Address	181 RUMSON RD
City	RUMSON
State	NJ
Zip	07760-1032
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	108
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Minor Civil Division	RUMSON
Census Blockgroup	4
Census Block	4017
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00108-0000-00002

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	181 RUMSON RD, RUMSON, NJ 07760-1032
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Jun 08, 1999 · Amount on Record
Deed Doc Number	202474835
Deed Book / Page	9710 / 977
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	181 RUMSON RD, RUMSON, NJ 07760-1032
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RUMSON RD, SEA BRIGHT, NJ 07760-1032

Mortgage

Document Number	0097820328
Date	Mar 02, 2026
Book Page	9782/328
Instrument	2026017563

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,655,300 (+10.35%) Land $1,559,200 Building $96,100	$1,655,300 (+10.35%) Land $1,559,200 Building $96,100
2025	$15,735.00 (-21.29%)	$1,500,000 (-9.88%) Land $1,450,000 Building $50,000	$1,500,000 (-9.88%) Land $1,450,000 Building $50,000
2024	$19,990.00 (+0.19%)
2023		$1,664,500 Land $1,448,400 Building $216,100	$1,664,500 Land $1,448,400 Building $216,100
2022	$19,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.