186 Rectory Rd, Montross, VA 22520 Property Records

Westmoreland County property record for 186 Rectory Rd, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,972 sqft · built 1948
Lot Size	0.905 acres (39,465 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (May 2017)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Jul 2020 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-133`

Property Details

APN / Parcel Number

Primary APN	`34-133`
Alternative APN	`19691`

Interior

Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,972 sqft Living Area
Basement Area	350 sqft
Unfinished Basement	350 sqft
Sunroom	Sunroom
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Slate
Lot Area	39,465 sqft (0.905 acres)
Garage Area	1,749 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19691
Old Parcel Number	34-133
Street Address	186 RECTORY RD
City	MONTROSS
State	VA
Zip	22520-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PART LITTLEFIELDS .906 ACDB 933 PG 2100
Legal Subdivision	LITTLEFIELD
Jurisdiction	WESTMORELAND VA
Township / Civil Division	MONTROSS
Census Block Group	2
Census Block	2023
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montross Historic District listed 2023 · 134 contributing resources · NRIS 100009072

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 RECTORY RD, MONTROSS, VA 22520-2753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Intrafamily Transfer, Transfer
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	8951066
Last Transfer Date	Jul 29, 2020
Transfer Doc	0009332100
Record Updated	Jun 8, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 29, 2020
Property Address	186 RECTORY RD, MONTROSS, VA 22520-2753
Document Number	0009332100
Instrument Date	Jul 29, 2020
Instrument	09332100
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RECTORY RD, MONTROSS, VA 22520-2753

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 25, 2017
Property Address	186 RECTORY RD, MONTROSS, VA 22520-2753
Document Number	8951066
Instrument Date	May 17, 2017
Instrument	8951066
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RECTORY RD, MONTROSS, VA 22520-2753

Mortgage

Document Number	8951068
Date	May 25, 2017
Instrument	8951068

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Municipality	Montross Town
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (+9.7%)	$439,000 (-) Land $30,900 Building $408,100	$439,000 (-) Land $30,900 Building $408,100
2023	$2,721.00	$439,000 Land $30,900 Building $408,100	$439,000 Land $30,900 Building $408,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONTROSS serves 1,163 people · EPA ID VA4193680
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

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