149 Rectory Rd, Montross, VA 22520 Property Records

Westmoreland County property record for 149 Rectory Rd, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,898 sqft · built 1981
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2026)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34A2-1-6-23`

Property Details

APN / Parcel Number

Primary APN	`34A2-1-6-23`
Alternative APN	`19900`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Porch	Slab
Patio Area	280 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19900
Street Address	149 RECTORY RD
City	MONTROSS
State	VA
Zip	22520-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT ADJ R H HARRIS .36ACDB 929 PG 350
Jurisdiction	WESTMORELAND VA
Township / Civil Division	MONTROSS
Census Block Group	2
Census Block	2015
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montross Historic District listed 2023 · 134 contributing resources · NRIS 100009072

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westmoreland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 RECTORY RD, MONTROSS, VA 22520-2753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Mar 5, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1000 / 446
Transfer Doc	00861/1060
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 9, 2026
Property Address	149 RECTORY RD, MONTROSS, VA 22520-2753
Document Number	001000/446
Book / Page	1000 / 446
Map Reference	MB 471 PG 742
Instrument Date	Feb 5, 2026
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 RECTORY RD, MONTROSS, VA 22520-2753

Mortgage

Document Number	0001000453
Date	Feb 9, 2026
Instrument	1000/453

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 5, 2020
Property Address	149 RECTORY RD, MONTROSS, VA 22520-2753
Document Number	0009290353
Instrument Date	Feb 17, 2020
Instrument	09290353
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 NEWLAND RD, WARSAW, VA 22572-2703

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Municipality	Montross Town
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 (+9.65%)	$147,100 (-) Land $22,600 Building $124,500	$147,100 (-) Land $22,600 Building $124,500
2023	$912.00	$147,100 Land $22,600 Building $124,500	$147,100 Land $22,600 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONTROSS serves 1,163 people · EPA ID VA4193680
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

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