Flathead County property record for 186 Palmer Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,225 sqft · built 2006 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,777 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0769051 |
| Primary APN | R0769051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,225 sqft Living Area |
| 1st Floor Area | 2,225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 658 sqft |
| Patio Area | 658 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000500198 |
|---|---|
| Street Address | 186 PALMER DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLACIER VILLAGE GREENS PH 17, S32, T29 N, R21 W, LOT 3, ASSR# 0000500198 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | GLACIER VILLAGE GREENS PH 17 |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 801 |
186 Palmer Dr is owned and occupied by an individual who acquired it in May 2006.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 PALMER DR, KALISPELL, MT 59901-2769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2006 |
| Deed Sale | May 24, 2006 |
| Deed Document Number | 200614416260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 186 PALMER DR, KALISPELL, MT 59901-2769 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700011926 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 201700011926 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 186 Palmer Dr was $3,777.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,777.00 | $672,400 | |
| 2025 | $672,400 Land $113,138 Building $559,262 | ||
| 2023 | $5,293.00 | $528,700 | $528,700 Land $97,699 Building $431,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Palmer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Palmer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.6% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Also Mapped Here | KALISPELL PUBLIC WORKS |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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