Flathead County property record for 184 Palmer Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 2017 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2020) |
| Tax Bill | $3,258 (2026) |
| Deeds & Mortgages | Jan 2017 Construction Loan Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0769047 |
| Primary APN | R0769047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Area | 890 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 279 sqft |
| Deck Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000500192 |
|---|---|
| Street Address | 184 PALMER DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLACIER VILLAGE GREENS PH 17, S32, T29 N, R21 W, LOT 002 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | GLACIER VILLAGE GREENS PH 17 |
| Legal Lot Number | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 801 |
184 Palmer Dr is owned by two individuals who bought it in September 2020.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 E 13TH ST, #STEC, WHITEFISH, MT 59937-2993 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK |
| Sep 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on File |
| Deed Sale | Sep 9, 2020 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 202029346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 184 PALMER DR, KALISPELL, MT 59901-2769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | NOT AVAILABLE, FT |
| Name | Verified Name |
|---|
| Document Number | 201700000790 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 201700000790 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.7% |
| Max Rate At Change | 8.95% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 8.95% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 9, 2020 |
| Property Address | 184 PALMER DR, KALISPELL, MT 59901-2769 |
| Document Number | 202000029346 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 202000029346 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | INSURED TITLE, INSURED TITELS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704C EAST 13RD 346, 346, WHITEFISH, MT 59937-2981 |
| Investor | Possibly a Property Investor |
| Document Number | 202000029347 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 202000029347 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 4, 2035 |
The 2026 property tax bill for 184 Palmer Dr was $3,258.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,258.00 | $587,200 | |
| 2025 | $587,200 Land $113,138 Building $474,062 | ||
| 2023 | $4,837.00 | $483,200 | $483,200 Land $97,699 Building $385,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Palmer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Palmer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.6% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Also Mapped Here | KALISPELL PUBLIC WORKS |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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