186 Otis St, Hingham, MA 02043 Property Records

Plymouth County and Hingham Town property record for 186 Otis St, Hingham, MA 02043

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,898 sqft · built 1926
Lot Size	0.528 acres (23,017 sqft)
Owner	2 Trust Names on File
Last Sale	$3,750,000 (Aug 2023)
Tax Bill	$38,799 (2026)
Deeds & Mortgages	Nov 2021 Refinance Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:027.0-0000-0154.0`

Property Details

APN / Parcel Number

Primary APN	`M:027.0-0000-0154.0`
Alternative APNs	`HING M:27 B:0 L:154` `1310270000001540`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,898 sqft Living Area
Gross Area	11,063 sqft
1st Floor Area	3,321 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,017 sqft (0.528 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1310270000001540
Street Address	186 OTIS ST
City	HINGHAM
State	MA
Zip	02043-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	154
Jurisdiction	HINGHAM MA
Township / Civil Division	HINGHAM
Census Block Group	3
Census Block	3008
Census Tract	501102

Owner

186 Otis St is owner-occupied and held in a trust since August 2023.

Source: Plymouth County and Hingham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	186 OTIS ST, HINGHAM, MA 02043-4504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Aug 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO
Jan 27, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	May 25, 2010 · Amount on File
Deed Book / Page	58224 / 247
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	186 OTIS ST, HINGHAM, MA 02043-4504
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	055948-311
Date	Nov 1, 2021
Book Page	55948/311
Instrument	124065

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Aug 28, 2023
Property Address	186 OTIS ST, HINGHAM, MA 02043-4504
Document Number	058224-247
Book / Page	58224 / 247
Instrument Date	Aug 28, 2023
Instrument	202300055101
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OTIS ST, HINGHAM, MA 02043-4504

Mortgage

Document Number	0058224252
Date	Aug 28, 2023
Instrument	58224/252

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Jan 27, 2022
Property Address	186 OTIS ST, HINGHAM, MA 02043-4504
Document Number	056370-210
Book / Page	56370 / 210
Instrument Date	Jan 10, 2022
Instrument	8309
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OTIS ST, HINGHAM, MA 02043-4504

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Oct 26, 2021
Property Address	186 OTIS ST, HINGHAM, MA 02043-4504
Document Number	55903-232
Book / Page	55903 / 232
Instrument Date	Oct 25, 2021
Instrument	121252
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OTIS ST, HINGHAM, MA 02043-4504

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Aug 17, 2018
Property Address	186 OTIS ST, HINGHAM, MA 02043-4504
Document Number	50183-293
Book / Page	050183 / 000293
Instrument Date	Aug 6, 2018
Instrument	67725
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OTIS ST HINGHAM MA 020434504, HINGHAM, MA 02043-4504

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Aug 17, 2018
Property Address	186 OTIS ST, HINGHAM, MA 02043-4504
Document Number	50180-241
Book / Page	050180 / 000241
Instrument Date	Aug 6, 2018
Instrument	67478
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	186 OTIS ST HINGHAM MA 020434504, HINGHAM, MA 02043-4504

Tax Assessment & Valuation

The 2026 property tax bill for 186 Otis St was $38,799, down 1.2% from the year before.

Source: Plymouth County and Hingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hingham Town
Unified School District	Hingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,799.00 (-1.24%)	$3,705,700 (+0.83%) Land $1,476,800 Building $2,228,900	$3,870,826 (-6.74%)
2025	$39,287.00	$3,675,100 Land $1,467,700 Building $2,207,400	$4,150,740
2023	$34,121.00	$3,412,100 Land $1,467,700 Building $1,944,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Otis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1978–2025)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Otis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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