178 Otis St, Hingham, MA 02043 Property Records

Plymouth County and Hingham Town property record for 178 Otis St, Hingham, MA 02043 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,057 sqft · built 1921
Lot Size	0.318 acres (13,871 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000,000 (Jul 2024)
Tax Bill	$35,574 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:027.0-0000-0079.0`

Property Details

APN / Parcel Number

Primary APN	`M:027.0-0000-0079.0`
Alternative APNs	`HING M:27 B:0 L:79` `1310270000000790`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,057 sqft Living Area
Gross Area	8,560 sqft
1st Floor Area	1,528 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,871 sqft (0.318 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1310270000000790
Street Address	178 OTIS ST
City	HINGHAM
State	MA
Zip	02043-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	79
Jurisdiction	HINGHAM MA
Township / Civil Division	HINGHAM
Census Block Group	3
Census Block	3003
Census Tract	501102

Owner

Source: Plymouth County and Hingham Town records · APN M:027.0-0000-0079.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	178 OTIS ST, HINGHAM, MA 02043-4502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
May 21, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Oct 23, 2018	Deed of Trust, Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Oct 17, 2017	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Book / Page	59059 / 72
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	178 OTIS ST, HINGHAM, MA 02043-4502
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056178-99
Date	Dec 16, 2021
Book Page	56178/99
Instrument	140747

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jan 01, 2029
Index	Other

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	178 OTIS ST, HINGHAM, MA 02043-4502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51132-99
Date	May 21, 2019
Book Page	51132/99
Instrument	36510

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	178 OTIS ST, HINGHAM, MA 02043-4502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50434-289
Date	Oct 23, 2018
Book Page	50434/289
Instrument	88536

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Oct 17, 2017
Property Address	178 OTIS ST, HINGHAM, MA 02043-4502
Document Number	49057-180
Book / Page	49057 / 180
Instrument	90447
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$143.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OTIS ST, HINGHAM, MA 02043-4502

Mortgage

Document Number	490570185
Date	Oct 17, 2017
Instrument	49057/0185

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate	3.25%
Max Rate At Change	10.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Plymouth County and Hingham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hingham Town
Unified School District	Hingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,574.00 (+38.91%)	$3,327,800 (+29.94%) Land $1,535,500 Building $1,792,300	$3,652,180
2023	$25,610.00	$2,561,000 Land $1,535,500 Building $1,025,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Plymouth County (25023C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250235011023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1978–2025)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Jul 2025, rainfall accumulation
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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