186 Olean Rd, Derrick City, PA 16727 Property Records

McKean County property record for 186 Olean Rd, Derrick City, PA 16727

Property Summary

Property Type	Commercial
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2019)
Tax Bill	$4,305 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-003.-205.07`

Property Details

APN / Parcel Number

Primary APN	`21-003.-205.07`
Alternative APN	`043880`

Exterior

Lot Area	196,020 sqft (4.5 acres)

Location & Zoning

Street Address	186 OLEAN RD
City	DERRICK CITY
State	PA
Zip	16727
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	OLD CONTROL:0916-0307
Legal Subdivision	SUBDIVISION NO 02557
Jurisdiction	MCKEAN PA
Township / Civil Division	FOSTER
Census Block Group	1
Census Block	1000
Census Tract	420500

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 OLEAN RD, DERRICK CITY, PA 16727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jan 25, 2019	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Dec 18, 2017	Sheriff's Deed, Foreclosure
Sep 26, 2008	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2019276
Deed Book / Page	916 / 307
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	186 OLEAN RD, DERRICK CITY, PA 16727
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 OLEAN ROAD, BRADFORD, PA 16701

Mortgage

Document Number	01005/1088
Date	Apr 18, 2022
Book Page	1005/1088
Instrument	202201322

Lender

Name	NORTHWEST BANK
Type	Bank
Address	BRADFORD, PA 16701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jan 25, 2019
Property Address	186 OLEAN RD, DERRICK CITY, PA 16727
Document Number	00916/0307
Book / Page	916 / 0307
Instrument Date	Jan 22, 2019
Instrument	201900276
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 E MAIN ST, BRADFORD, PA 16701-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LEMIN LANE, KITTANNING, PA 16201
Investor	Possibly a Property Investor

Mortgage

Document Number	0201900277
Date	Jan 25, 2019
Instrument	201900277

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 25, 2031

December 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 18, 2017
Property Address	186 OLEAN RD, DERRICK CITY, PA 16727
Document Number	00888/1038
Book / Page	888 / 1038
Instrument Date	Dec 18, 2017
Instrument	201705187
Transaction Type	Foreclosure
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 W MAIN ST, SMETHPORT, PA 16749-1139

September 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 26, 2008
Property Address	186 OLEAN RD, DERRICK CITY, PA 16727
Document Number	00608/0521
Book / Page	608 / 0521
Instrument Date	Aug 13, 2008
Instrument	200804700
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,029.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 ARCH ST # ST2ND, ST2ND, MEADVILLE, PA 16335-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 207A, DERRICK CITY, PA 16727-0207

Mortgage

Document Number	0200804701
Date	Sep 26, 2008
Instrument	200804701

Lender

Name	HAMLIN BANK & TRUST CO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2018

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Foster Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,305.00 (+3.16%)	$106,000 (-) Land $23,500 Building $82,500
2024	$4,173.00	$106,000 Land $23,500 Building $82,500
1998			$106,000 Land $23,500 Building $82,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1984–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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