177 Olean Rd, Derrick City, PA 16727 Property Records

McKean County property record for 177 Olean Rd, Derrick City, PA 16727

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1925
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Dec 2016)
Tax Bill	$1,724 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-028.-104.00`

Property Details

APN / Parcel Number

Primary APN	`21-028.-104.00`
Alternative APN	`015180`

Interior

Building Area	1,104 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	68,825 sqft (1.58 acres)

Location & Zoning

Street Address	177 OLEAN RD
City	DERRICK CITY
State	PA
Zip	16727-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0862-0774
Legal Subdivision	CLARK BABCOCK & HULINGS
Jurisdiction	MCKEAN PA
Township / Civil Division	FOSTER
Census Block Group	1
Census Block	1000
Census Tract	420500

Owner

Source: McKean County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust · Conventional Mortgage NORTHWEST BANK
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on Record
Deed Sale	Dec 19, 2016 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	20165214
Deed Book / Page	862 / 774
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Recording Date	Apr 20, 2026
Property Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103
Document Number	0000001174
Book / Page	1107 / 888
Instrument Date	Apr 6, 2026
Instrument	2026.1174
Record Updated	Apr 28, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103

Mortgage

Document Number	0000001174,
Date	Apr 20, 2026
Book Page	1107/888
Instrument	2026.1174

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Recording Date	Apr 20, 2026
Property Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103
Document Number	001107/888
Book / Page	1107 / 888
Instrument Date	Apr 6, 2026
Instrument	20261174
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103

Mortgage

Document Number	0000001174,
Date	Apr 20, 2026
Book Page	1107/888
Instrument	20261174

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001005/767
Date	Apr 12, 2022
Book Page	1005/767
Instrument	202201273

Lender

Name	COMMUNITY BANK
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	177 OLEAN RD, DERRICK CITY, PA 16727-1103
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	WEST HILLS CLOSING SERVICES LLC, WEST HILLS CLOSING SEVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000998/241
Date	Dec 29, 2021
Book Page	998/241
Instrument	202105401

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 27, 2036

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Foster Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,724.00 (+3.17%)	$42,460 (-) Land $12,420 Building $30,040
2024	$1,671.00	$42,460 Land $12,420 Building $30,040
1998			$42,460 Land $12,420 Building $30,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1984–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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