Monroe County and Rochester City property record for 186 Frey St, Rochester, NY 14612
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1920 |
| Lot Size | 0.114 acres (4,982 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Nov 2005) |
| Tax Bill | $1,564 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 083312-00.0 |
| Primary APN | 083312-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 588 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,982 sqft (0.114 acres) |
| Lot Dimensions | 122 ft deep x 40.6 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 125 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 083312-00.0 |
|---|---|
| Street Address | 186 FREY ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14612-5232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Description | 0086.00 517 23 00000 36 MATHEWS SUB |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 8600 |
Source: Monroe County and Rochester City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 FREY ST, ROCHESTER, NY 14612-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2005 · Amount on Record |
| Deed Sale | Nov 21, 2005 · Amount on Record |
| Prior Sale | May 9, 2003 · Amount on Record |
| Deed Book / Page | 10218 / 248 |
| Prior Transfer Date | Jul 19, 2004 |
| Prior Transfer Doc | 0000000073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 186 FREY ST, ROCHESTER, NY 14612-5232 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 186 FREY ST, GREECE, NY 14612-5232 |
| Document Number | 0000000221 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 30100/122 |
| Instrument | 202210190221 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,564.00 (-0.32%) Homeowner's exemption | ||
| 2025 | $1,569.00 | $167,900 (+86.97%) Land $8,200 Building $159,700 | $167,900 (+55.19%) Land $8,200 Building $159,700 |
| 2023 | $89,800 Land $6,000 Building $83,800 | $108,193 Land $7,229 Building $100,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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