181 Frey St, Rochester, NY 14612 Property Records

Monroe County and Rochester City property record for 181 Frey St, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1950
Lot Size	0.171 acres (7,451 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Oct 2000)
Tax Bill	$1,267 (2026)
Deeds & Mortgages	May 2026 Line of Credit Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`083297-00.0`

Property Details

APN / Parcel Number

Primary APN	`083297-00.0`
Alternative APNs	`140006036000020120000000` `261400 060.36-2-12`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,451 sqft (0.171 acres)
Lot Dimensions	191 ft deep x 39 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	083297-00.0
Street Address	181 FREY ST
City	ROCHESTER
State	NY
Zip	14612-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0086.00 512 23 00000 3 LEOPOLD FANG SUB
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3005
Census Tract	8600

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 FREY ST, ROCHESTER, NY 14612-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 11, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2000 · Amount on Record
Deed Sale	Oct 2, 2000 · Amount on Record
Deed Book / Page	9371 / 89
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 4, 2026
Property Address	181 FREY ST, ROCHESTER, NY 14612-5231
Document Number	0003415916
Book / Page	31313 / 231
Instrument Date	Apr 21, 2026
Instrument	20263415916
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 FREY ST, ROCHESTER, NY 14612-5231

Mortgage

Document Number	0003415916,
Date	May 4, 2026
Book Page	31313/231
Instrument	20263415916

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 27, 2051

Interest

Rate	6.38%
Max Rate	-1%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	181 FREY ST, ROCHESTER, NY 14612-5231
Document Number	0000000194
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 FREY ST ROCHESTER NY 146125231, ROCHESTER, NY 14612-5231

Mortgage

Document Number	0000000194
Date	Mar 20, 2019
Book Page	027958/000201
Instrument	194

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,267.00 (-4.23%) Homeowner's exemption
2025	$1,323.00	$140,100 (+89.58%) Land $10,000 Building $130,100	$140,100 (+57.35%) Land $10,000 Building $130,100
2023		$73,900 Land $6,800 Building $67,100	$89,036 Land $8,193 Building $80,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier, Verizon.

Nearby Properties on Frey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures