Augusta County property record for 186 Falling Rock Dr, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 952 sqft · built 1989 |
| Lot Size | 0.45 acres (19,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Feb 2025) |
| Tax Bill | $1,289 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2009 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084E1 4 6 25 |
| Primary APN | 084E1 4 6 25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 2,286 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 952 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,488 sqft (0.45 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 FALLING ROCK DR |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | 84E1-(4)-6-25 RIDGEEVIEW ACRES SEC 6 LOT 25 BLK 6 |
| Legal Subdivision | RIDGEEVIEW ACRES |
| Legal Block | 6 |
| Legal Lot Number | 25 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Feb 10, 2009 | Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB |
| Oct 15, 2013 | Deed of Trust, Mortgage · Line of Credit STELLARONE BANK |
| Oct 15, 2013 | Deed of Trust, Mortgage · Stand-Alone Refinance STELLARONE BANK |
| Feb 10, 2025 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Apr 2, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on Record |
| Deed Sale | Feb 10, 2025 · Amount on Record |
| Prior Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 2025861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230004979 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 230004979 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 297 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | DRI TITLE AND ESCROW, DRI TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0090001130 |
|---|---|
| Date | Feb 10, 2009 |
| Instrument | 090001130 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Jan 22, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0130009362 |
|---|---|
| Date | Oct 15, 2013 |
| Instrument | 130009362 |
| Name | STELLARONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0130009361 |
|---|---|
| Date | Oct 15, 2013 |
| Instrument | 130009361 |
| Name | STELLARONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Feb 10, 2025 |
| Property Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Document Number | 0250000861 |
| Instrument Date | Feb 7, 2025 |
| Instrument | 250000861 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Document Number | 0250000862 |
|---|---|
| Date | Feb 10, 2025 |
| Instrument | 250000862 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Feb 10, 2058 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Apr 2, 2018 |
| Property Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Document Number | 000180002331 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 000180002331 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,289.00 | $248,000 (-) Land $60,000 Building $188,000 | |
| 2025 | $1,289.00 (+23.82%) | $248,000 (+50.03%) Land $60,000 Building $188,000 | |
| 2024 | $248,000 (+50.03%) Land $60,000 Building $188,000 | ||
| 2023 | $1,041.00 | $165,300 Land $40,000 Building $125,300 | $165,300 Land $40,000 Building $125,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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