Augusta County property record for 178 Falling Rock Dr, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1985 |
| Lot Size | 0.49 acres (21,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,900 (Nov 2023) |
| Tax Bill | $1,439 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084E1 4 6 26 |
| Primary APN | 084E1 4 6 26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 3,432 sqft |
| 1st Floor Area | 976 sqft |
| Upper Floors Area | 556 sqft |
| Basement Area | 976 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,193 sqft (0.49 acres) |
| Terrain | Rolling |
| Garage Area | 354 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 426 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 178 FALLING ROCK DR |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | 84E1-(4)-6-26 RIDGEVIEW ACRES SEC 5 LOT 26 BLK 6 |
| Legal Subdivision | RIDGEVIEW ACRES |
| Legal Block | 6 |
| Legal Lot Number | 26 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| May 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 12, 2021 | Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on Record |
| Deed Sale | Nov 6, 2023 · Amount on Record |
| Prior Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 20237016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 178 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230007017 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 230007017 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 178 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0210005146 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 210005146 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Aug 12, 2021 |
| Property Address | 178 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Document Number | 0210008854 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 210008854 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 178 FALLING ROCK DR, STUARTS DRAFT, VA 24477-2926 |
| Document Number | 0210008855 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 210008855 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,439.00 (+28.94%) | $276,900 (+56.18%) Land $60,000 Building $216,900 | |
| 2024 | $276,900 (+56.18%) Land $60,000 Building $216,900 | ||
| 2023 | $1,116.00 | $177,300 Land $40,000 Building $137,300 | $177,300 Land $40,000 Building $137,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures