Anne Arundel County property record for 186 Ellen Ave, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,319 sqft · built 2001 |
| Lot Size | 0.091 acres (3,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Sep 2017) |
| Tax Bill | $5,117 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-322-90101934 |
| Primary APN | 04-322-90101934 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 2,539 sqft |
| 1st Floor Area | 749 sqft |
| Basement Area | 686 sqft |
| Finished Basement | 686 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,971 sqft (0.091 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 32290101934 |
|---|---|
| Street Address | 186 ELLEN AVE |
| City | SEVERN |
| State | MD |
| Zip | 21144-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 19R BK L GRANDE VIEW PARK |
| Legal Subdivision | GRANDE VIEW PARK |
| Legal Block | L |
| Legal Lot Number | 19R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 740303 |
186 Ellen Ave is owned and occupied by two individuals who bought it in September 2017.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 ELLEN AVE, SEVERN, MD 21144-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 19, 2017 | Grant Deed, Transfer · FHA Mortgage FIRST HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Prior Sale | Mar 18, 2005 · Amount on File |
| Deed Document Number | 201731366-222 |
| Prior Transfer Date | Jul 11, 2008 |
| Prior Transfer Doc | 0203920469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 186 ELLEN AVE, SEVERN, MD 21144-3305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0345800153 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 34580/153 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 186 ELLEN AVE, SEVERN, MD 21144-3305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0335590092 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 33559/092 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 19, 2017 |
| Property Address | 186 ELLEN AVE, SEVERN, MD 21144-3305 |
| Document Number | 0313660222 |
| Book / Page | 031366 / 000222 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | MASTERS TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 186 ELLEN AVE SEVERN MD 211443305, SEVERN, MD 21144-3305 |
| Document Number | 313660228 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 031366/000228 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
The 2025 property tax bill for 186 Ellen Ave was $5,117, up 5.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,400 (+4.88%) | $483,600 (+14.65%) Land $198,500 Building $285,100 | |
| 2025 | $5,117.00 (+5.24%) | $421,800 Land $183,600 Building $238,200 | $421,800 Land $183,600 Building $238,200 |
| 2024 | $4,862.00 (+18.88%) | ||
| 2023 | $4,090.00 | $374,600 | $421,800 Land $183,600 Building $238,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Ellen Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2014–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Ellen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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