Anne Arundel County property record for 181 Ellen Ave, Severn, MD 21144
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 2,365 sqft · built 2001 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Nov 2020) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-322-90101941 |
| Primary APN | 04-322-90101941 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,365 sqft Gross Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 32290101941 |
|---|---|
| Street Address | 181 ELLEN AVE |
| City | SEVERN |
| State | MD |
| Zip | 21144-3354 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R2 |
| Legal Description | LT 27R BK M GRANDE VIEW PARK |
| Legal Subdivision | GRANDE VIEW PARK |
| Legal Block | M |
| Legal Lot Number | 27R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 740303 |
181 Ellen Ave is owned and occupied by two individuals who bought it in November 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 ELLEN AVE, SEVERN, MD 21144-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Nov 25, 2020 | Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Prior Sale | May 11, 2006 · Amount on File |
| Deed Book / Page | 35669 / 299 |
| Prior Transfer Date | May 13, 2015 |
| Prior Transfer Doc | 0284030067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 181 ELLEN AVE, SEVERN, MD 21144-3354 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0377200169 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 37720/169 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 181 ELLEN AVE, SEVERN, MD 21144-3354 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0359960009 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 35996/9 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 25, 2020 |
| Property Address | 181 ELLEN AVE, SEVERN, MD 21144-3354 |
| Document Number | 0356690299 |
| Book / Page | 35669 / 299 |
| Map Reference | MB 210 FO 49 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 181 ELLEN AVE, SEVERN, MD 21144-3354 |
| Document Number | 35669305 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 35669/305 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 181 Ellen Ave was $524 with a homeowner's exemption, up 4.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,200 (+4.84%) | $475,400 (+14.53%) Land $200,000 Building $275,400 | |
| 2025 | $524.00 (+4.38%) Homeowner's exemption | $415,100 Land $185,000 Building $230,100 | $415,100 Land $185,000 Building $230,100 |
| 2024 | $502.00 | ||
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $356,767 | $415,100 Land $185,000 Building $230,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Ellen Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2014–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Ellen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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