186 E South St, Elmhurst, IL 60126 Property Records

DuPage County property record for 186 E South St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,196 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Aug 2006)
Tax Bill	$41,016 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-118-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-118-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,196 sqft Living Area
Gross Area	7,535 sqft
1st Floor Area	2,339 sqft
2nd Floor Area	2,857 sqft
Basement Area	2,339 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	21.5 ft deep x 5.1 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 E SOUTH ST
City	ELMHURST
State	IL
Zip	60126-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHERRY FARM ADD W 50.8 FT OF E 250.8 FT
Legal Subdivision	CHERRY FARM ADD
Legal Block	13
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3019
Census Tract	844002

Owner

186 E South St is owned by a company that bought it in August 2006 and is owner-occupied.

Source: DuPage County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	533 S DIVISION ST, ELMHURST, IL 60126-3981
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2006 · Amount on File
Deed Sale	Aug 16, 2006 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Document Number	2006158605
Prior Transfer Date	Mar 27, 1997
Prior Transfer Doc	0000043032
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	186 E SOUTH ST, ELMHURST, IL 60126-4000
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 S DIVISION ST, ELMHURST, IL 60126-3981

Mortgage

Document Number	0000016178
Date	Mar 27, 2024
Instrument	R2024-016178

Lender

Name	COMMUNITY BANK OF ELMHURST
Type	Bank
Address	ELMHURST, IL 60126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 15, 2026

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 186 E South St was $41,016 with a homeowner's exemption, up 3.7% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,016.00 (+3.68%) Homeowner's exemption	$716,694 (+7.86%) Land $135,291 Building $581,403	$2,150,082 (+7.86%) Land $405,873 Building $1,744,209
2024	$39,562.00	$664,467 Land $125,432 Building $539,035	$1,993,401 Land $376,296 Building $1,617,105
2022	$35,816.00	$590,660 Land $111,500 Building $479,160	$1,771,980 Land $334,500 Building $1,437,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 E South St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 E South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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