DuPage County property record for 178 E South St, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 3,298 sqft · built 1953 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (May 2017) |
| Tax Bill | $17,072 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-118-002 |
| Primary APN | 06-12-118-002 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,298 sqft Living Area |
| Gross Area | 4,966 sqft |
| 1st Floor Area | 1,668 sqft |
| 2nd Floor Area | 1,070 sqft |
| Basement Area | 1,668 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 12 ft deep x 5.5 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 178 E SOUTH ST |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CHERRY FARM ADD W 55 FT E 200 FT W 300 FT MEAS ON S |
| Legal Subdivision | CHERRY FARM ADD |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 844002 |
Source: DuPage County records · APN 06-12-118-002
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 E SOUTH ST, ELMHURST, IL 60126-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 09, 2017 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2017 · Amount on Record |
| Deed Sale | May 09, 2017 · Amount on Record |
| Prior Sale | Aug 09, 2004 · Amount on Record |
| Deed Document Number | 201744948 |
| Prior Transfer Date | Nov 07, 1996 |
| Prior Transfer Doc | 0000192156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 178 E SOUTH ST, ELMHURST, IL 60126-4000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000122715 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | R2021-122715 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 178 E SOUTH ST, ELMHURST, IL 60126-4000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049234 |
|---|---|
| Date | May 18, 2020 |
| Instrument | R2020-049234 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2035 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 09, 2017 |
| Property Address | 178 E SOUTH ST, ELMHURST, IL 60126-4000 |
| Document Number | 0000044948 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 44948 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | GREATER METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 178 E SOUTH ST ELMHURST IL 601264000, ELMHURST, IL 60126-4000 |
| Document Number | 44949 |
|---|---|
| Date | May 09, 2017 |
| Instrument | 44949 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 08, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,072.00 (+17.71%) | $327,992 (+21.39%) Land $83,608 Building $244,384 | $983,976 (+21.39%) Land $250,824 Building $733,152 |
| 2022 | $14,504.00 Homeowner's exemption | $270,190 Land $68,900 Building $201,290 | $810,570 Land $206,700 Building $603,870 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELMHURST serves 45,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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