Lyon County property record for 186 E Main St, Fernley, NV 89408
| Property Type | Commercial |
|---|---|
| Details | 3,584 sqft · built 2008 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,085,000 (Dec 2024) |
| Tax Bill | $5,353 (2026) |
| Deeds & Mortgages | Apr 2020 Transfer Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-022-20 |
| Primary APN | 020-022-20 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,584 sqft Gross Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 11,674 sqft (0.268 acres) |
| Street Address | 186 E MAIN ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-7723 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C2 |
| Legal Description | PAR B ADJ |
| Legal Subdivision | RALPH B CRANDALL JR ET AL |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 960103 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1529 REESE RIVER RD, FERNLEY, NV 89408-2626 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 9, 2020 | Correction Deed, Transfer TICOR TITLE- RENO |
| Mar 30, 2020 | Intrafamily Transfer, Transfer · Line of Credit EXCHANGE BANK |
| Mar 13, 2020 | Deed of Trust, Mortgage EXCHANGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on Record |
| Deed Sale | Dec 16, 2024 · Amount on Record |
| Prior Sale | Apr 16, 2013 · Amount on Record |
| Deed Document Number | 2024689458 |
| Prior Transfer Date | Mar 19, 2020 |
| Prior Transfer Doc | 0000613429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Apr 9, 2020 |
| Property Address | 186 E MAIN ST, FERNLEY, NV 89408-7723 |
| Document Number | 0000613429 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 613429 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | TICOR TITLE- RENO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 690 LA SIERRA DR SACRAMENTO CA 958645265, SACRAMENTO, CA 95864-5265 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 30, 2020 |
| Property Address | 186 E MAIN ST, FERNLEY, NV 89408-7723 |
| Document Number | 0000612947 |
| Map Reference | FILE 417731 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 612947 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | TICOR TITLE RENO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 LA SIERRA DR, SACRAMENTO, CA 95864-5265 |
| Document Number | 0000612948 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 612948 |
| Name | EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 186 E MAIN ST, FERNLEY, NV 89408-7723 |
| Document Number | 0000613430 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 690 LA SIERRA DR SACRAMENTO CA 958645265, SACRAMENTO, CA 95864-5265 |
| Document Number | 0000613430 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 613430 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA, CA 95402 |
| Amount | Amount Recorded |
|---|
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,353.00 (+25.89%) | $170,234 (+5.96%) Land $28,565 Building $141,670 | $486,383 (+5.96%) Land $81,613 Building $404,770 |
| 2023 | $4,252.00 (+9.64%) | $160,662 (+10.57%) Land $28,565 Building $132,097 | $459,034 (+10.57%) Land $81,613 Building $377,421 |
| 2022 | $3,878.00 | $145,305 Land $28,565 Building $116,740 | $415,155 Land $81,613 Building $333,542 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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