186 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 186 E 5th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,386 sqft · built 1900
Lot Size	0.086 acres (3,744 sqft)
Owner	Individual Name on Record
Tax Bill	$2,020 (2026)
Deeds & Mortgages	Feb 2026 Transfer Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-04-26`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-04-26`
Alternative APNs	`120012806400040260000000` `5620`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	774 sqft
2nd Floor Area	612 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,744 sqft (0.086 acres)
Lot Dimensions	117 ft deep x 32 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5620
Street Address	186 E 5TH ST
City	OSWEGO
State	NY
Zip	13126-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Description	HG 25, B 96, L 19 038-007-000
Legal Subdivision	HAMILTONS GROVE
Legal Block	4
Legal Lot Number	26.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3020
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 E 5TH ST, OSWEGO, NY 13126-3207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Sep 6, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000001292
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Feb 13, 2026
Property Address	186 E 5TH ST, OSWEGO, NY 13126-3207
Document Number	0000001292
Instrument Date	Feb 11, 2026
Instrument	R-2026-001292
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 BRAESIDE RD, BALDWINSVILLE, NY 13027-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E 5TH ST, OSWEGO, NY 13126-3207

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 6, 2018
Property Address	186 E 5TH ST, OSWEGO, NY 13126-3207
Document Number	0000008701
Instrument Date	Aug 29, 2018
Instrument	8701
Transaction Type	Transfer
Record Updated	Sep 19, 2018

Transaction

Amount	Amount Recorded
Tax	$324.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 BRAESIDE RD BALDWINSVILLE NY 130271200, BALDWINSVILLE, NY 13027-1200

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,020.00 (-1.13%)
2025	$2,043.00	$109,000 (+34.57%) Land $17,400 Building $91,600	$109,000 (+11.69%) Land $17,400 Building $91,600
2023		$81,000 Land $10,600 Building $70,400	$97,590 Land $12,771 Building $84,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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