181 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 181 E 5th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,198 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (Apr 2024)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.65-01-18`

Property Details

APN / Parcel Number

Primary APN	`351200 128.65-01-18`
Alternative APNs	`120012806500010180000000` `351200 128.65-01-23` `1836 M`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	808 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 85 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1836 M
Street Address	181 E 5TH ST
City	OSWEGO
State	NY
Zip	13126-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3019
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.65-01-18

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 E 5TH ST, OSWEGO, NY 13126-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Prior Sale	Sep 29, 1998 · Amount on Record
Deed Document Number	2024R2024002832
Prior Transfer Date	Aug 31, 2005
Record Updated	Jun 08, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 04, 2024
Property Address	181 E 5TH ST, OSWEGO, NY 13126-3202
Document Number	0000002832
Instrument Date	Mar 20, 2024
Instrument	R-2024-002832
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1719 RATHBURN RD, OSWEGO, NY 13126-5703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 COUNTY ROUTE 53, OSWEGO, NY 13126-6126

Mortgage

Document Number	0000002833
Date	Apr 04, 2024
Instrument	R-2024-002833

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00	$103,200 (+102.35%) Land $21,600 Building $81,600	$103,200 (+67.95%) Land $21,600 Building $81,600
2023		$51,000 Land $13,000 Building $38,000	$61,446 Land $15,663 Building $45,783

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.