Middlesex County and Old Bridge Township property record for 186 Cottrell Rd, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 1,365 sqft · built 1940 |
| Lot Size | 1.98 acres (86,684 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $416,000 (Feb 2025) |
| Tax Bill | $8,774 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone A (high risk) |
| APN | 15-10259-0000-00016 |
| Primary APN | 15-10259-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,365 sqft Living Area |
| 1st Floor Area | 1,365 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 86,684 sqft |
| Lot Depth | 501 ft Depth |
| Account Number | 06492000 |
|---|---|
| Street Address | 186 COTTRELL RD |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-7039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 1.99AC |
| Legal Subdivision | TOWNSHIP/OLD BRIDGE |
| Legal Block | 10259 |
| Legal Lot Number | 16 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7906 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 COTTRELL RD, MATAWAN, NJ 07747-7039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2004 · Amount on Record |
| Deed Document Number | 202510033 |
| Deed Book / Page | 19662 / 1847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 186 COTTRELL RD, MATAWAN, NJ 07747-7039 |
| Document Number | 0000026696 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 186 COTTRELL RD MATAWAN NJ 077477039, MATAWAN, NJ 07747-7039 |
| Document Number | 0000026696 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 017129/001119 |
| Instrument | 26696 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Mar 27, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,700 (-) Land $72,600 Building $66,100 | $138,700 (-) Land $72,600 Building $66,100 | |
| 2025 | $8,774.00 (+10.06%) | $138,700 (-) Land $72,600 Building $66,100 | $138,700 (-) Land $72,600 Building $66,100 |
| 2024 | $7,972.00 (+7.42%) | ||
| 2023 | $138,700 Land $72,600 Building $66,100 | $138,700 Land $72,600 Building $66,100 | |
| 2022 | $7,421.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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