173 Cottrell Rd, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 173 Cottrell Rd, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1954
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2020)
Tax Bill	$11,994 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`15-10252-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`15-10252-0000-00048`
Alternative APNs	`151025200048` `05935000`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	56,628 sqft
Lot Depth	407 ft Depth

Location & Zoning

Account Number	05935000
Street Address	173 COTTRELL RD
City	MATAWAN
State	NJ
Zip	07747-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1.30AC
Legal Subdivision	MIDDLESEX DEPARTMENT/INFRASTRU
Legal Block	10252
Legal Lot Number	48
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1027
Census Tract	7909

Owner

Source: Middlesex County and Old Bridge Township records · APN 15-10252-0000-00048

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	173 COTTRELL RD, MATAWAN, NJ 07747-7040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2020120639
Deed Book / Page	18150 / 255
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 30, 2020
Property Address	173 COTTRELL RD, MATAWAN, NJ 07747-7040
Document Number	2020120639
Book / Page	18150 / 255
Instrument Date	Nov 01, 2020
Instrument	2020120639
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 FRANDSEN AVE, 28, SOUTH RIVER, NJ 08882-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	173 COTTRELL ROAD, OLD BRIDGE, NJ

Mortgage

Document Number	2020120640
Date	Nov 30, 2020
Instrument	2020120640

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,600 (-) Land $87,500 Building $102,100	$189,600 (-) Land $87,500 Building $102,100
2025	$11,994.00 (+10.06%)	$189,600 (-) Land $87,500 Building $102,100	$189,600 (-) Land $87,500 Building $102,100
2024	$10,898.00 (+7.42%)
2023		$189,600 (-) Land $87,500 Building $102,100	$189,600 (-) Land $87,500 Building $102,100
2022	$10,145.00	$189,600 Land $87,500 Building $102,100	$189,600 Land $87,500 Building $102,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 36 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OLD BRIDGE MUA serves 68,000 people
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.