Walton County property record for 186 Cornelia St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,775 sqft · built 2018 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Dec 2021) |
| Tax Bill | $3,822 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23090-000-0810 |
| Primary APN | 17-1S-19-23090-000-0810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| Gross Area | 2,254 sqft |
| 1st Floor Area | 1,775 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 113 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 385 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 94 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 CORNELIA ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 81 SCHOONER LANDING AT HAMMOCK BAY PB 18 PG 20 OR 2908-3748 OR 3078-4741 OR 3230-1902 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 8 |
| Legal Lot Number | 81 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950502 |
Source: Walton County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 BLACK BEAR CIR, NICEVILLE, FL 32578-1282 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 20, 2021 | Warranty Deed, Transfer NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC |
| Jul 10, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Jul 10, 2018 · Amount on Record |
| Deed Document Number | 202162653 |
| Deed Book / Page | 3230 / 1902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 186 CORNELIA ST, FREEPORT, FL 32439-7631 |
| Document Number | 0032301902 |
| Book / Page | 3230 / 1902 |
| Map Reference | MB 18 PG 20 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20210062653 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 CORNELIA ST, 186, FREEPORT, FL 32439-7631 |
| Name | Verified Name |
|---|---|
| Address | 101 BLACK BEAR CIR, NICEVILLE, FL 32578-1282 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 186 CORNELIA ST, FREEPORT, FL 32439-7631 |
| Document Number | 0030784741 |
| Book / Page | 003078 / 004741 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 22867 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,403.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 CORNELIA ST FREEPORT FL 324397631, FREEPORT, FL 32439-7631 |
| Document Number | 30784742 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 003078/004742 |
| Instrument | 22868 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2048 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,822.00 (-1.62%) | $299,100 (-4.12%) Land $50,000 Building $249,100 | $299,100 (-4.12%) Land $50,000 Building $249,100 |
| 2024 | $3,885.00 (-6.27%) | ||
| 2023 | $4,145.00 (+11.25%) | $311,944 (+9.15%) Land $42,178 Building $269,766 | $311,944 (+9.15%) Land $42,178 Building $269,766 |
| 2022 | $3,726.00 | $285,790 Land $46,818 Building $238,972 | $285,790 Land $46,818 Building $238,972 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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