Walton County property record for 102 Cornelia St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 2018 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2026) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23090-000-0930 |
| Primary APN | 17-1S-19-23090-000-0930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,367 sqft |
| 1st Floor Area | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 113 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 CORNELIA ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 93 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3066-3279 OR 3257-1894 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 9 |
| Legal Lot Number | 93 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 950502 |
Source: Walton County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2201 CHEROKEE CIR, VALPARAISO, IN 46383-2284 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNIVEST BANK & TRUST CO |
| Feb 28, 2018 | Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2022 · Amount on Record |
| Deed Document Number | 202614681 |
| Deed Book / Page | 3394 / 2304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 102 CORNELIA ST, FREEPORT, FL 32439-7631 |
| Document Number | 0000014681 |
| Book / Page | 3394 / 2304 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.14681 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2201 CHEROKEE CIR, VALPARAISO, IN 46383-2284 |
| Document Number | 0000014682, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026..14682 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 23, 2022 |
| Property Address | 102 CORNELIA ST, FREEPORT, FL 32439-7631 |
| Document Number | 0032571894 |
| Book / Page | 3257 / 1894 |
| Map Reference | MB 18 PG 20&20A-20C |
| Instrument Date | Jun 16, 2022 |
| Instrument | 20220029305 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 BLAKELY DREW BLVD, 240, SANTA ROSA BEACH, FL 32459-6155 |
| Name | Verified Name |
|---|---|
| Address | 102 CORNELIA ST, FREEPORT, FL 32439-7631 |
| Document Number | 0032571896 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 3257/1896 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 102 CORNELIA ST, FREEPORT, FL 32439-7631 |
| Document Number | 0030663279 |
| Book / Page | 003066 / 003279 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 6501 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,271.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 SECOND CT SANTA ROSA BEACH FL 324594143, SANTA ROSA BEACH, FL 32459-4143 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 (-1.57%) | $294,544 (-4.06%) Land $50,000 Building $244,544 | $294,544 (-4.06%) Land $50,000 Building $244,544 |
| 2024 | $3,825.00 (-6.25%) | ||
| 2023 | $4,080.00 (+34.65%) | $307,009 (+9.05%) Land $42,178 Building $264,831 | $307,009 (+9.05%) Land $42,178 Building $264,831 |
| 2022 | $3,030.00 | $281,538 Land $46,818 Building $234,720 | $281,538 Land $46,818 Building $234,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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