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186 Comet Dr, Toney, AL 35773 Property Records

Madison County property record for 186 Comet Dr, Toney, AL 35773

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,248 sqft · built 1988
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Last Sale$158,100 (Oct 2020)
Tax Bill$1,727 (2026)
Deeds & MortgagesOct 2020 Sale
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-08-27-0-002-040.000

Property Details

APN / Parcel Number

Primary APN05-08-27-0-002-040.000
Alternative APN
  • 558146

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,248 sqft Living Area
1st Floor Area2,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions247 ft deep x 115 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number558146
Street Address186 COMET DR
CityTONEY
StateAL
Zip35773-9366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 27 T1S R2W PART OF THE S 1/2 OF SEC 27 DESC AS COM AT THE SE COR OF SD SEC TH N 01 DEG E 287.75 FT TH N 88 DEG W 1035 FT
Legal Range02W
Legal Township01S
Legal Section27
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group2
Census Block2014
Census Tract10405

Owner

186 Comet Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address186 COMET DR, TONEY, AL 35773-9366
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 1, 2020Warranty Deed, Transfer · VA Mortgage
SOUTHERN FIDELITY MTG GROUP/HU
Sep 11, 2018Warranty Deed, Transfer · FHA Mortgage
TOTAL MEDIA MANAGEMENT
Sep 24, 2018Grant Deed
VICTORY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020 · Amount on File
Deed SaleOct 14, 2020 · Amount on File
Prior SaleOct 1, 2020 · Amount on File
Deed Document Number202081904
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateOct 14, 2020
Property Address186 COMET DR, TONEY, AL 35773-9366
Document Number0000081904
Instrument DateOct 14, 2020
Instrument81904
Transaction TypeTransfer
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$158.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address186 COMET DR TONEY AL 357739366, TONEY, AL 35773-9366

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateOct 1, 2020
Property Address186 COMET DR, TONEY, AL 35773-9366
Document Number0000078300
Instrument DateSep 30, 2020
Instrument78300
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1269 CARROLL RD HARVEST AL 357498921, HARVEST, AL 35749-8921

Mortgage

Document Number78301
DateOct 1, 2020
Instrument78301
Lender
NameSOUTHERN FIDELITY MTG GROUP/HU
AddressHUNTSVILLE, AL 35801
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 30, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateSep 11, 2018
Property Address186 COMET DR, TONEY, AL 35773-9366
Document Number0000058477
Instrument DateAug 28, 2018
Instrument20180911000058477
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyVICTORY TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address186 COMET DR, TONEY, AL 35773-9366

Mortgage

Document Number0000058478
DateSep 11, 2018
Instrument20180911000058478
Lender
NameTOTAL MEDIA MANAGEMENT
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

September 2018: Grant Deed

Document TypeGrant Deed
JurisdictionMADISON AL
Recording DateSep 24, 2018
Property Address186 COMET DR, TONEY, AL 35773-9366
Document Number0000061515
Instrument DateAug 28, 2018
Instrument61515
Record UpdatedOct 11, 2018
Title CompanyVICTORY TITLE

Transaction

AmountAmount on Record
Tax$112.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address186 COMET DR TONEY AL 357739366, TONEY, AL 35773-9366

Tax Assessment & Valuation

The 2026 property tax bill for 186 Comet Dr was $1,727, up 7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,727.00 (+7%)
2025$1,614.00$44,900 Land $8,120 Building $36,780$248,800 Land $45,000 Building $203,800
2023$1,523.00 (+13.91%)$41,980 (+13.77%) Land $3,000 Building $38,980$209,900 (+13.77%) Land $15,000 Building $194,900
2022$1,337.00$36,900 Land $3,000 Building $33,900$184,500 Land $15,000 Building $169,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Comet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Comet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON COUNTY WATER DEPARTMENT
serves 119,100 people · EPA ID AL0000888
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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