176 Comet Dr, Toney, AL 35773 Property Records

Madison County property record for 176 Comet Dr, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,333 sqft · built 1990
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Tax Bill	$447 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-27-0-002-041.000`

Property Details

APN / Parcel Number

Primary APN	`05-08-27-0-002-041.000`
Alternative APN	`206029`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,333 sqft Living Area
1st Floor Area	1,333 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	247 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	206029
Street Address	176 COMET DR
City	TONEY
State	AL
Zip	35773-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T1S R2W COMM AT THE SE COR OF SEC 27 TH N 1 DEG E 287.52 FT & N 88 DEG W 927.03 FT TO THE POB TH N 88 DEG W 108 FT S 1
Legal Range	02W
Legal Township	01S
Legal Section	27
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2014
Census Tract	10405

Owner

176 Comet Dr is owned and occupied by an individual who acquired it in April 2007.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	176 COMET DR, TONEY, AL 35773-9366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2007
Transfer Doc	0000265870
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Apr 17, 2026
Property Address	176 COMET DR, TONEY, AL 35773-9366
Document Number	2026079922
Book / Page	2026 / 79922
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 COMET DR, TONEY, AL 35773-9366

Mortgage

Document Number	2026079922,
Date	Apr 17, 2026
Book Page	2026/79922

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 176 Comet Dr was $447 with a homeowner's exemption, up 7.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$447.00 (+7.71%)
2025	$415.00 Homeowner's exemption	$13,000 Land $3,740 Building $9,260	$156,500 Land $45,000 Building $111,500
2023	$391.00 (+15%) Homeowner's exemption	$12,160 (+13.01%) Land $1,500 Building $10,660	$121,600 (+13.12%) Land $15,000 Building $106,600
2022	$340.00 Homeowner's exemption	$10,760 Land $1,500 Building $9,260	$107,500 Land $15,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Comet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Comet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20