Middlesex County and Acton Town property record for 186 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 3,106 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $575,000 (2022) |
| Tax Bill | $15,739.00 (2025) |
Source: Middlesex County and Acton Town records · APN ACTO M:00F2B B:0098 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 CENTRAL ST, ACTON, MA 01720-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| May 25, 2022 | Quit Claim Arm's Length for NE States, Transfer |
| Nov 19, 2021 | Quit Claim Arm's Length for NE States, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2021 · Amount on Record |
| Deed Doc Number | 202278495 |
| Deed Book / Page | 80178 / 177 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 186 CENTRAL ST, ACTON, MA 01720-2803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00080656-1 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 80656/1 |
| Instrument | 133736 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 25, 2022 |
| Property Address | 186 CENTRAL ST, ACTON, MA 01720-2803 |
| Document Number | 080178-177 |
| Book / Page | 80178 / 177 |
| Instrument Date | May 24, 2022 |
| Instrument | 78495 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6 HARRISON ST, MAYNARD, MA 01754-1828 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Nov 19, 2021 |
| Property Address | 186 CENTRAL ST, ACTON, MA 01720-2803 |
| Document Number | 79180-537 |
| Book / Page | 79180 / 537 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 252576 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 CENTRAL ST, ACTON, MA 01720-2803 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,739.00 (+2.03%) | $917,700 (-0.83%) Land $274,000 Building $643,700 | $776,815 (-36.02%) |
| 2024 | $15,426.00 (+99.15%) | $925,400 (+109.79%) Land $274,000 Building $651,400 | $1,214,100 |
| 2023 | $7,746.00 | $441,100 Land $249,200 Building $191,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | ACTO M:00F2B B:0098 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,106 sqft Living Area |
| Gross Area | 6,277 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Historical Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Pool Type | In-Ground Pool Pool Type |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 186 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 98 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 363201 |
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