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169 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 169 Central St, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,398 sqft · built 1910
Lot Size1.47 acres (64,247 sqft)
OwnerCompany Name on File
Last Sale$629,000 (Aug 2019)
Tax Bill$13,943 (2025)
Deeds & MortgagesNov 2018 Mortgage
Dec 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNACTO M:00F2B B:0114 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00F2B B:0114 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,398 sqft Living Area
Gross Area4,976 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area64,247 sqft (1.47 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address169 CENTRAL ST
CityACTON
StateMA
Zip01720-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block114
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1009
Census Tract363201

Owner

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address169 CENTRAL ST, ACTON, MA 01720-2703
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2018Deed of Trust, Mortgage
FIDELITY COOPERATIVE BANK
Dec 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
May 10, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 7, 2019Quit Claim Deed, Transfer · Conventional Mortgage
BAXTER CU
Aug 30, 2018Quit Claim Deed, Transfer
FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 7, 2019 · Amount on Record
Deed SaleAug 7, 2019 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number2019116184
Deed Book / Page73070 / 374
Last Transfer DateFeb 11, 2021
Transfer Doc77735-254
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address169 CENTRAL ST, ACTON, MA 01720-2703
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71868-316
DateNov 9, 2018
Book Page71868/316
Instrument173143
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address169 CENTRAL ST, ACTON, MA 01720-2703
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76418-189
DateDec 14, 2020
Book Page76418/189
Instrument237405
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateMay 10, 2021
Property Address169 CENTRAL ST, ACTON, MA 01720-2703
Document Number77735-254
Book / Page77735 / 254
Instrument DateFeb 11, 2021
Instrument106112
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 CENTRAL ST, ACTON, MA 01720-2703

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateAug 7, 2019
Property Address169 CENTRAL ST, ACTON, MA 01720-2703
Document Number73070-374
Book / Page073070 / 000374
Instrument DateAug 5, 2019
Instrument116184
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,868.24
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address169 CENTRAL ST #2 ACTON MA 017202703, 2, ACTON, MA 01720-2703

Mortgage

Document Number73070-377
DateAug 7, 2019
Book Page073070/000377
Instrument116185
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateAug 30, 2018
Property Address169 CENTRAL ST, ACTON, MA 01720-2703
Document Number71553-130
Book / Page71553 / 130
Instrument134228
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$92.71
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number715530133
DateAug 30, 2018
Instrument71553/0133
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,943.00 (+9.68%)$813,000 (+6.61%) Land $300,000 Building $513,000$898,225 (+10.31%)
2024$12,713.00 (-1.58%)$762,600 (+3.67%) Land $300,000 Building $462,600$814,245
2023$12,917.00$735,600 Land $273,000 Building $462,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

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