Calvert County property record for 186 Central Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,728 sqft · built 1970 |
| Lot Size | 0.344 acres (15,004 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,720 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-026589 |
| Primary APN | 02-026589 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Total Area |
| Basement Area | 1,013 sqft |
| Finished Basement | 1,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,004 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 026589 |
|---|---|
| Street Address | 186 CENTRAL DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 23 BLK A SEC 2 CENTRAL VILLAGE |
| Legal Subdivision | CENTRAL VILLAGE SEC 02 |
| Legal Block | A |
| Legal Lot Number | 23 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 860702 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 CENTRAL DR, PRINCE FREDERICK, MD 20678-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,500 (+37.81%) | $424,900 (+44.18%) Land $70,400 Building $354,500 | |
| 2025 | $3,720.00 (+29.35%) | ||
| 2023 | $2,876.00 Homeowner's exemption | $276,833 | $294,700 Land $70,400 Building $224,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2009–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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